|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
6,437,812
|
6,967,918
|
7,509,877
|
8,460,892
|
6,909,300
|
|
II. Balances with the State Bank of Vietnam
|
10,420,306
|
16,616,798
|
32,349,574
|
13,657,531
|
18,504,814
|
|
III. TreasuryBill
|
0
|
0
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
30,341,599
|
31,671,245
|
49,818,776
|
85,971,313
|
114,873,931
|
|
1. Cash and gold deposits at other credit institutions
|
19,390,796
|
23,311,116
|
43,713,230
|
82,338,762
|
114,644,002
|
|
2. Loans to other credit istitutions
|
11,051,317
|
8,360,129
|
6,105,546
|
3,682,551
|
279,929
|
|
3. Provision for losses on loans to other credit institutions
|
-100,514
|
0
|
|
-50,000
|
-50,000
|
|
V. Trading securities
|
2,985,262
|
6,167,917
|
11,259,731
|
1,131,327
|
7,177,069
|
|
1. Trading securities
|
3,145,903
|
6,285,763
|
11,325,371
|
1,320,941
|
7,323,489
|
|
2. Provision for diminution in value of trading securities
|
-160,641
|
-117,846
|
-65,640
|
-189,614
|
-146,420
|
|
VI. Derivatives and other financial assets
|
87,753
|
54,473
|
226,545
|
100,072
|
|
|
VII. Loans and advances to customers
|
266,164,852
|
308,528,625
|
356,050,950
|
408,856,508
|
482,234,900
|
|
1. Loans and advances to customers
|
268,700,541
|
311,478,989
|
361,912,538
|
413,706,244
|
487,601,852
|
|
2. Provision for losses on loans and advances to customers
|
-2,535,689
|
-2,950,364
|
-5,861,588
|
-4,849,736
|
-5,366,952
|
|
VIII. Investment securities
|
55,956,160
|
63,399,011
|
59,474,604
|
75,534,794
|
73,463,347
|
|
1. Available - for - sales securities
|
10,601,503
|
10,790,432
|
9,739,539
|
31,854,915
|
44,903,768
|
|
2. Held - to - maturity securities
|
45,821,522
|
53,048,264
|
49,743,071
|
43,679,879
|
28,559,579
|
|
3. Provision for diminution in value of investment securities
|
-466,865
|
-439,685
|
-8,006
|
|
|
|
IX. Investment in other entities and long-term investments
|
97,884
|
99,489
|
171,925
|
146,814
|
140,025
|
|
1. Investment in subsidiaries
|
0
|
0
|
|
|
|
|
2. Investment in joint-ventures
|
902
|
856
|
|
|
|
|
3. Investment in associate cmpanies
|
539
|
2,111
|
|
|
|
|
4. Other long-term investment
|
101,827
|
101,827
|
299,317
|
303,387
|
303,387
|
|
5. Provision for diminution in value of long-term investment
|
-5,384
|
-5,305
|
-127,392
|
-156,573
|
-163,362
|
|
X. Fixed assets
|
3,770,219
|
3,782,753
|
3,762,548
|
3,981,376
|
4,762,561
|
|
1. Tangible fixed assets
|
2,721,100
|
2,716,915
|
2,685,070
|
2,849,732
|
3,317,568
|
|
- Cost
|
4,737,359
|
4,949,479
|
5,123,414
|
5,523,787
|
6,256,911
|
|
- Accumulated depreciation
|
-2,016,259
|
-2,232,564
|
-2,438,344
|
-2,674,055
|
-2,939,343
|
|
2. Leased assets
|
|
0
|
|
|
|
|
- Cost
|
|
0
|
|
|
|
|
- Accumulated depreciation
|
|
0
|
|
|
|
|
3. Intangible fixed assets
|
1,049,119
|
1,065,838
|
1,077,478
|
1,131,644
|
1,444,993
|
|
- Cost
|
1,409,414
|
1,495,882
|
1,579,813
|
1,709,488
|
2,101,677
|
|
- Accumulated depreciation
|
-360,295
|
-430,044
|
-502,335
|
-577,844
|
-656,684
|
|
4. Construction in progress expense
|
|
0
|
|
|
|
|
XI. Investment properties
|
361,676
|
348,778
|
216,027
|
177,005
|
177,005
|
|
- Cost
|
364,877
|
356,358
|
216,027
|
177,005
|
177,005
|
|
- Accumulated amortization
|
-3,201
|
-7,580
|
|
|
|
|
XII. Other assets
|
6,890,916
|
6,893,097
|
6,929,387
|
9,857,553
|
10,551,637
|
|
1. Receivables
|
3,740,459
|
3,045,690
|
3,023,499
|
4,756,992
|
5,316,951
|
|
2. Interests and fee receivables
|
3,676,311
|
3,638,207
|
3,171,877
|
4,089,550
|
4,282,669
|
|
3. Deferred income tax assets
|
23,041
|
50,724
|
44,370
|
63,966
|
33,722
|
|
4. Other assets
|
1,054,539
|
1,115,297
|
869,602
|
1,143,212
|
1,117,080
|
|
- In which: Good will
|
|
0
|
|
|
|
|
5. Provision for losses on other assets
|
-1,603,434
|
-956,821
|
-179,961
|
-196,167
|
-198,785
|
|
TOTAL ASSETS
|
383,514,439
|
444,530,104
|
527,769,944
|
607,875,185
|
718,794,589
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
0
|
0
|
|
505,876
|
88
|
|
II. Deposits and borrowings from other credit institutions
|
19,248,572
|
23,875,242
|
54,393,939
|
67,840,840
|
89,506,662
|
|
1. Deposits form other credit institutions
|
16,673,949
|
15,081,349
|
41,380,571
|
60,002,732
|
80,719,473
|
|
2. Borrowings form other credit institutions
|
2,574,623
|
8,793,893
|
13,013,368
|
7,838,108
|
8,787,189
|
|
III. Depostis from customers
|
308,129,391
|
353,195,838
|
379,920,669
|
413,952,789
|
482,702,731
|
|
IV. Derivatives and other debts
|
0
|
0
|
|
|
117,126
|
|
V. Funds received from Government, international and other institutions
|
156,147
|
116,705
|
86,066
|
60,188
|
41,534
|
|
VI. Certificate of deposits
|
20,830,836
|
22,049,697
|
30,547,883
|
44,304,367
|
52,410,014
|
|
VII. Other liabilities
|
7,384,134
|
9,844,459
|
17,920,478
|
22,772,462
|
23,060,473
|
|
1. Intersest and fee payables
|
4,362,770
|
5,097,042
|
4,637,581
|
5,564,271
|
7,682,185
|
|
2. Deferred income tax payables
|
|
67
|
|
|
|
|
3. Other payables
|
3,021,364
|
4,747,350
|
13,282,897
|
17,208,191
|
|
|
4. Other Provisions
|
|
0
|
|
|
15,378,288
|
|
VIII. Shareholders' equity
|
27,765,359
|
35,448,163
|
44,900,909
|
58,438,663
|
70,955,961
|
|
1. Capital
|
16,799,171
|
21,887,364
|
27,291,260
|
34,046,130
|
39,112,283
|
|
- Paid-up capital
|
16,627,373
|
21,615,585
|
27,019,481
|
33,774,351
|
38,840,504
|
|
- Construction capital
|
|
0
|
|
|
|
|
- Share capital surplus
|
271,779
|
271,779
|
271,779
|
271,779
|
271,779
|
|
- Treasury stocks
|
-99,981
|
0
|
|
|
|
|
- Prefered Stocks
|
|
0
|
|
|
|
|
- Other equity resources
|
|
0
|
|
|
|
|
2. Reserves
|
4,595,902
|
5,741,759
|
7,164,297
|
9,220,125
|
11,557,435
|
|
3. Foreign exchange differences
|
|
0
|
|
|
|
|
4. Asset revaluation differences
|
|
0
|
|
|
|
|
5. Retained earning
|
6,370,286
|
7,819,040
|
10,445,352
|
15,172,408
|
20,286,243
|
|
6. Other funds and expenses
|
|
0
|
|
|
|
|
IX. Benefits of minority shareholader
|
|
0
|
|
|
|
|
TOTAL RESOURCES
|
383,514,439
|
444,530,104
|
527,769,944
|
607,875,185
|
718,794,589
|
