I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
4,791,979
|
4,148,951
|
4,897,808
|
4,176,085
|
6,759,201
|
- Interest expense and similar expenses paid
|
-2,005,630
|
-2,172,335
|
-2,987,499
|
-3,074,480
|
-3,305,433
|
- Cash received from services provided
|
62,325
|
129,188
|
192,154
|
101,172
|
115,352
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
29,969
|
-6,285
|
17,515
|
-36,051
|
70,414
|
- Other cash received
|
-10,621
|
-1,790
|
-2,872
|
-1,420
|
-159,032
|
- Cash received from absolved debts which were covered by risk provisions
|
299,914
|
1,203
|
3,134
|
4,485
|
488,073
|
- Cash paid to employees and administration actitivities
|
-952,575
|
-1,179,350
|
-986,042
|
-814,813
|
-845,854
|
- Income tax paid
|
-241,820
|
-88,654
|
-153,921
|
-153,572
|
-105,745
|
Cashflow from operating activities before changes in operating assests and working capital
|
1,973,541
|
830,928
|
980,277
|
201,406
|
3,016,976
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-395,261
|
-2,448
|
-2,102,291
|
-300,000
|
1,300,000
|
- Increase/(Decrease) in trading securities and securities investment
|
540,578
|
1,219,148
|
317,184
|
-2,968,367
|
1,784,314
|
- Increase/(Decrease) in derivatives and other financial assets
|
-62,857
|
104,949
|
0
|
-48,368
|
8,913
|
- Increase/(Decrease) in loans and advances to customers
|
-5,710,304
|
-8,592,029
|
-1,011,010
|
-2,732,340
|
-7,902,982
|
- Increase/(Decrease) in provision to compensate for damages
|
-374,194
|
|
-214,682
|
-18,585
|
-790,441
|
- Increase/(Decrease) in other operating assets
|
-483,239
|
254,631
|
-385,722
|
-437,805
|
1,603,253
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-55
|
-54
|
-55
|
-55
|
-103
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-4,483,779
|
2,063,783
|
-2,247,052
|
-1,522,522
|
4,383,369
|
- Increase/(Decrease) in deposits from customers
|
6,174,268
|
12,566,896
|
7,800,849
|
5,958,943
|
-5,891,078
|
- Increase/(Decrease) in valuapapers issued
|
183,840
|
1,299,100
|
-1,056,910
|
481,925
|
5,351,090
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
473,344
|
226,541
|
4,054
|
-13,860
|
-101,500
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
|
10,654
|
35,020
|
-45,674
|
|
- Increase/(Decrease) in other operating liabilities
|
681,448
|
-659,949
|
299,230
|
995,721
|
-1,529,057
|
- Cash paid from funds of credit institution
|
|
|
|
|
|
Net cash flows from operating activities
|
-1,482,670
|
9,322,150
|
2,418,892
|
-449,581
|
1,232,754
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
- Purchase of fixed assets
|
-505,700
|
-102,532
|
-110,806
|
-35,014
|
-332,886
|
- Proceeds from disposal of fix assets
|
741
|
715
|
0
|
|
476
|
- Payment on disposal of fixed assets
|
|
|
|
|
|
- Purchase of investment properties
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
140,800
|
|
|
|
|
- Dividends and interest received
|
|
|
|
38
|
0
|
Net cash flows from investment activities
|
-364,159
|
-101,817
|
-110,806
|
-34,976
|
-332,410
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Dividends paid
|
-45
|
-62
|
-68
|
-79
|
-17
|
- Purchase treasury shares
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
Net cash flows from financing activities
|
-45
|
-62
|
-68
|
-79
|
-17
|
IV. Net cash flows of the year
|
-1,846,874
|
9,220,271
|
2,308,018
|
-484,636
|
900,327
|
V. Cash and cash equivalents at the beginning of year
|
28,138,246
|
26,258,453
|
35,461,656
|
37,743,130
|
37,266,444
|
VI. Effect of foreign exchange differences
|
-32,919
|
-17,068
|
-26,544
|
7,950
|
35,662
|
VII. Cash and cash equivalents at the end of year
|
26,258,453
|
35,461,656
|
37,743,130
|
37,266,444
|
38,202,433
|