|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
1,654,531
|
2,214,265
|
2,553,309
|
2,426,932
|
2,338,561
|
|
II. Balances with the State Bank of Vietnam
|
7,760,937
|
9,108,762
|
18,039,848
|
11,988,501
|
9,211,968
|
|
III. TreasuryBill
|
0
|
0
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
21,023,865
|
12,698,296
|
48,752,914
|
53,364,944
|
52,351,827
|
|
1. Cash and gold deposits at other credit institutions
|
19,261,332
|
8,685,780
|
35,868,051
|
36,886,065
|
33,887,940
|
|
2. Loans to other credit istitutions
|
1,762,533
|
4,012,516
|
12,884,863
|
16,478,879
|
18,463,887
|
|
3. Provision for losses on loans to other credit institutions
|
0
|
0
|
|
|
|
|
V. Trading securities
|
0
|
0
|
|
|
|
|
1. Trading securities
|
0
|
0
|
|
|
|
|
2. Provision for diminution in value of trading securities
|
0
|
0
|
|
|
|
|
VI. Derivatives and other financial assets
|
12,987
|
77,344
|
|
203,247
|
|
|
VII. Loans and advances to customers
|
94,435,382
|
118,084,610
|
139,462,565
|
159,160,375
|
202,586,102
|
|
1. Loans and advances to customers
|
95,643,700
|
119,990,991
|
141,227,857
|
160,992,963
|
205,262,092
|
|
2. Provision for losses on loans and advances to customers
|
-1,208,318
|
-1,906,381
|
-1,765,292
|
-1,832,588
|
-2,675,990
|
|
VIII. Investment securities
|
26,075,064
|
48,095,142
|
62,404,684
|
74,376,644
|
65,335,805
|
|
1. Available - for - sales securities
|
26,139,104
|
48,197,336
|
62,735,195
|
74,520,673
|
65,391,552
|
|
2. Held - to - maturity securities
|
44,700
|
44,700
|
44,700
|
44,700
|
44,700
|
|
3. Provision for diminution in value of investment securities
|
-108,740
|
-146,894
|
-375,211
|
-188,729
|
-100,447
|
|
IX. Investment in other entities and long-term investments
|
1,041,334
|
0
|
|
180,610
|
92,062
|
|
1. Investment in subsidiaries
|
0
|
0
|
|
|
|
|
2. Investment in joint-ventures
|
0
|
0
|
|
|
|
|
3. Investment in associate cmpanies
|
0
|
0
|
|
|
|
|
4. Other long-term investment
|
1,041,334
|
0
|
|
180,610
|
92,062
|
|
5. Provision for diminution in value of long-term investment
|
0
|
0
|
|
|
|
|
X. Fixed assets
|
570,994
|
708,842
|
788,613
|
1,205,386
|
1,058,906
|
|
1. Tangible fixed assets
|
368,965
|
475,619
|
512,870
|
903,413
|
729,429
|
|
- Cost
|
698,012
|
934,334
|
1,133,034
|
1,725,795
|
1,785,660
|
|
- Accumulated depreciation
|
-329,047
|
-458,715
|
-620,164
|
-822,382
|
-1,056,231
|
|
2. Leased assets
|
0
|
0
|
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
|
- Accumulated depreciation
|
0
|
0
|
|
|
|
|
3. Intangible fixed assets
|
202,029
|
233,223
|
275,743
|
301,973
|
329,477
|
|
- Cost
|
370,895
|
483,915
|
620,296
|
750,811
|
886,455
|
|
- Accumulated depreciation
|
-168,866
|
-250,692
|
-344,553
|
-448,838
|
-556,978
|
|
4. Construction in progress expense
|
0
|
0
|
|
|
|
|
XI. Investment properties
|
0
|
0
|
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
|
- Accumulated amortization
|
0
|
0
|
|
|
|
|
XII. Other assets
|
11,863,440
|
15,327,333
|
20,825,145
|
25,727,368
|
23,661,609
|
|
1. Receivables
|
9,067,601
|
11,088,232
|
16,282,628
|
17,545,725
|
15,202,088
|
|
2. Interests and fee receivables
|
1,311,427
|
1,677,236
|
1,935,129
|
3,140,637
|
3,867,721
|
|
3. Deferred income tax assets
|
0
|
0
|
|
|
|
|
4. Other assets
|
1,499,720
|
2,615,566
|
2,611,004
|
5,046,097
|
4,681,800
|
|
- In which: Good will
|
0
|
0
|
|
|
|
|
5. Provision for losses on other assets
|
-15,308
|
-53,701
|
-3,616
|
-5,091
|
-90,000
|
|
TOTAL ASSETS
|
164,438,534
|
206,314,594
|
292,827,078
|
328,634,007
|
356,636,840
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
828,005
|
697,937
|
564,074
|
433,439
|
338,420
|
|
II. Deposits and borrowings from other credit institutions
|
40,213,903
|
40,879,958
|
87,015,960
|
73,496,158
|
83,965,697
|
|
1. Deposits form other credit institutions
|
28,948,393
|
19,401,344
|
53,315,464
|
47,265,806
|
62,399,297
|
|
2. Borrowings form other credit institutions
|
11,265,510
|
21,478,614
|
33,700,496
|
26,230,352
|
21,566,400
|
|
III. Depostis from customers
|
92,439,495
|
115,903,526
|
139,562,262
|
194,959,921
|
208,261,560
|
|
IV. Derivatives and other debts
|
0
|
0
|
77,705
|
|
66,150
|
|
V. Funds received from Government, international and other institutions
|
706,047
|
688,576
|
401,664
|
164,923
|
74,311
|
|
VI. Certificate of deposits
|
14,426,020
|
27,438,818
|
35,405,147
|
20,429,954
|
24,216,267
|
|
VII. Other liabilities
|
2,750,385
|
3,961,476
|
3,812,285
|
6,910,560
|
6,971,723
|
|
1. Intersest and fee payables
|
2,034,579
|
2,608,422
|
2,583,032
|
4,125,419
|
4,978,734
|
|
2. Deferred income tax payables
|
0
|
0
|
|
|
|
|
3. Other payables
|
715,806
|
1,353,054
|
1,229,253
|
2,785,141
|
1,992,989
|
|
4. Other Provisions
|
0
|
0
|
|
|
|
|
VIII. Shareholders' equity
|
13,074,679
|
16,744,303
|
25,987,981
|
32,239,052
|
32,742,712
|
|
1. Capital
|
7,882,729
|
9,859,190
|
18,378,520
|
18,378,520
|
22,016,350
|
|
- Paid-up capital
|
8,565,892
|
10,716,717
|
15,817,555
|
15,817,555
|
22,016,350
|
|
- Construction capital
|
0
|
0
|
|
|
|
|
- Share capital surplus
|
76
|
51,072
|
2,560,965
|
2,560,965
|
|
|
- Treasury stocks
|
-683,239
|
-908,599
|
|
|
|
|
- Prefered Stocks
|
0
|
0
|
|
|
|
|
- Other equity resources
|
0
|
0
|
|
|
|
|
2. Reserves
|
576,259
|
862,350
|
1,388,879
|
2,113,255
|
3,052,367
|
|
3. Foreign exchange differences
|
0
|
0
|
|
|
|
|
4. Asset revaluation differences
|
0
|
0
|
|
|
|
|
5. Retained earning
|
4,615,691
|
6,022,763
|
6,220,582
|
11,747,277
|
7,673,995
|
|
6. Other funds and expenses
|
0
|
0
|
|
|
|
|
IX. Benefits of minority shareholader
|
0
|
0
|
|
|
|
|
TOTAL RESOURCES
|
164,438,534
|
206,314,594
|
292,827,078
|
328,634,007
|
356,636,840
|
