Unit: 1.000.000đ
  2019 2020 2021 2022 2023
Interest and similar income 13,861,218 17,437,106 20,975,011 27,509,339 35,567,669
Interest and similar expenses -7,648,003 -8,940,999 -9,158,864 -12,546,784 -18,207,116
Net interest income 6,213,215 8,496,107 11,816,147 14,962,555 17,360,553
Fee and commission income 2,238,183 2,951,979 3,520,700 4,528,970 4,801,297
Fee and commision expenses -440,883 -563,304 -778,748 -1,340,589 -1,474,516
Net fee and commission income 1,797,300 2,388,675 2,741,952 3,188,381 3,326,781
Net gain from dealing in foreign curriencies and gold -121,708 20,789 -86,748 -275,032 548,470
Net gain from trading of trading securities 0 0 101,640 0
Net gain from disposal of investment securities 37,147 25,240 95,157 -175,843 129,730
Other incomes 287,553 362,288 280,404 408,366 850,214
Other expenses -63,191 -79,526 -59,414 -53,484 -58,603
Net other income 224,362 282,762 220,990 354,882 791,611
Income from investment in other entities 1,766 1,941 1,766 2,895 3,345
General and administration expenses -3,437,100 -4,464,872 -5,281,843 -6,197,116 -6,610,743
Operating profit before provision for credit losses 4,714,982 6,750,642 9,609,061 11,860,722 15,549,747
Provision for credit losses -632,725 -949,787 -1,598,048 -1,279,603 -4,846,592
Profit before tax 4,082,257 5,800,855 8,011,013 10,581,119 10,703,155
Business income tax - current -815,890 -1,160,080 -1,601,262 -2,112,349 -2,140,735
Business income tax - deferred 35 -162
Business income tax -815,855 -1,160,242 -1,601,262 -2,112,349 -2,140,735
Net profit after tax 3,266,402 4,640,613 6,409,751 8,468,770 8,562,420
Benefits of minority shareholader 0 0 0
Profit after corporate income taxes 3,266,402 4,640,613 6,409,751 8,468,770 8,562,420
Shares
Basic EPS
Diluted EPS