ASSETS
|
|
|
|
|
|
I. Cash and precious metals
|
1,213,646
|
3,499,270
|
2,751,278
|
2,983,877
|
2,382,762
|
II. Balances with the State Bank of Vietnam
|
6,621,943
|
6,758,980
|
9,867,646
|
10,323,700
|
14,578,444
|
III. TreasuryBill
|
0
|
0
|
|
|
|
IV. Placements with and loans to other credit institutions
|
11,663,649
|
13,959,435
|
22,438,493
|
31,967,998
|
35,527,676
|
1. Cash and gold deposits at other credit institutions
|
9,262,526
|
13,543,185
|
21,287,760
|
31,367,998
|
35,059,076
|
2. Loans to other credit istitutions
|
2,401,123
|
416,250
|
1,150,733
|
658,198
|
526,177
|
3. Provision for losses on loans to other credit institutions
|
0
|
0
|
|
-58,198
|
-57,577
|
V. Trading securities
|
0
|
279,000
|
232,521
|
566,280
|
580,440
|
1. Trading securities
|
0
|
279,000
|
232,521
|
566,280
|
580,440
|
2. Provision for diminution in value of trading securities
|
0
|
0
|
|
|
|
VI. Derivatives and other financial assets
|
87,900
|
218,101
|
84,831
|
|
|
VII. Loans and advances to customers
|
138,802,033
|
174,356,335
|
205,783,434
|
230,636,976
|
271,972,649
|
1. Loans and advances to customers
|
140,522,626
|
176,621,536
|
208,954,136
|
235,506,871
|
275,430,884
|
2. Provision for losses on loans and advances to customers
|
-1,720,593
|
-2,265,201
|
-3,170,702
|
-4,869,895
|
-3,458,235
|
VIII. Investment securities
|
34,796,118
|
33,360,012
|
38,689,486
|
42,007,290
|
46,844,368
|
1. Available - for - sales securities
|
34,782,319
|
33,374,329
|
38,706,805
|
42,007,290
|
46,844,368
|
2. Held - to - maturity securities
|
359,343
|
0
|
|
|
|
3. Provision for diminution in value of investment securities
|
-345,544
|
-14,317
|
-17,319
|
|
|
IX. Investment in other entities and long-term investments
|
324,731
|
315,931
|
315,931
|
573,415
|
370,514
|
1. Investment in subsidiaries
|
0
|
0
|
|
|
|
2. Investment in joint-ventures
|
0
|
0
|
|
|
|
3. Investment in associate cmpanies
|
0
|
0
|
|
|
|
4. Other long-term investment
|
324,731
|
315,931
|
315,931
|
573,415
|
370,514
|
5. Provision for diminution in value of long-term investment
|
0
|
0
|
|
|
|
X. Fixed assets
|
1,503,478
|
1,620,975
|
1,584,457
|
1,693,198
|
1,949,987
|
1. Tangible fixed assets
|
1,034,898
|
1,147,320
|
1,092,819
|
1,202,795
|
1,170,643
|
- Cost
|
2,129,044
|
2,408,825
|
2,530,702
|
2,829,739
|
2,940,904
|
- Accumulated depreciation
|
-1,094,146
|
-1,261,505
|
-1,437,883
|
-1,626,944
|
-1,770,261
|
2. Leased assets
|
0
|
0
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
- Accumulated depreciation
|
0
|
0
|
|
|
|
3. Intangible fixed assets
|
468,580
|
473,655
|
491,638
|
490,403
|
779,344
|
- Cost
|
594,032
|
625,215
|
672,549
|
678,956
|
996,036
|
- Accumulated depreciation
|
-125,452
|
-151,560
|
-180,911
|
-188,553
|
-216,692
|
4. Construction in progress expense
|
0
|
0
|
|
|
|
XI. Investment properties
|
0
|
0
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
- Accumulated amortization
|
0
|
0
|
|
|
|
XII. Other assets
|
7,044,542
|
7,974,912
|
7,445,802
|
6,993,113
|
8,656,339
|
1. Receivables
|
2,113,871
|
836,730
|
1,248,734
|
2,185,961
|
3,050,171
|
2. Interests and fee receivables
|
4,287,030
|
6,046,092
|
5,383,067
|
4,149,087
|
5,037,867
|
3. Deferred income tax assets
|
0
|
0
|
|
|
|
4. Other assets
|
643,641
|
1,095,221
|
818,920
|
665,150
|
575,737
|
- In which: Good will
|
103,785
|
34,342
|
|
|
|
5. Provision for losses on other assets
|
0
|
-3,131
|
-4,919
|
-7,085
|
-7,436
|
TOTAL ASSETS
|
202,058,040
|
242,342,951
|
289,193,879
|
327,745,847
|
382,863,179
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
287,008
|
224,189
|
1,702,874
|
3,076,781
|
89,576
|
II. Deposits and borrowings from other credit institutions
|
17,533,192
|
14,745,116
|
46,281,380
|
39,660,022
|
50,112,429
|
1. Deposits form other credit institutions
|
12,947,426
|
12,018,250
|
36,848,831
|
37,694,447
|
47,152,604
|
2. Borrowings form other credit institutions
|
4,585,766
|
2,726,866
|
9,432,549
|
1,965,575
|
2,959,825
|
III. Depostis from customers
|
136,847,259
|
174,525,987
|
180,273,213
|
215,888,025
|
237,391,609
|
IV. Derivatives and other debts
|
0
|
0
|
|
42,030
|
75,786
|
V. Funds received from Government, international and other institutions
|
1,158,625
|
0
|
|
|
|
VI. Certificate of deposits
|
28,155,937
|
32,251,205
|
36,737,629
|
35,048,167
|
47,909,881
|
VII. Other liabilities
|
5,496,219
|
6,364,728
|
7,396,906
|
9,975,668
|
13,166,498
|
1. Intersest and fee payables
|
4,575,779
|
5,086,061
|
5,696,602
|
6,525,149
|
9,839,488
|
2. Deferred income tax payables
|
0
|
0
|
|
|
|
3. Other payables
|
920,440
|
1,278,667
|
1,700,304
|
|
3,327,010
|
4. Other Provisions
|
0
|
0
|
|
3,450,519
|
|
VIII. Shareholders' equity
|
12,579,800
|
14,231,726
|
16,801,877
|
24,055,154
|
34,117,400
|
1. Capital
|
8,944,772
|
10,746,446
|
12,035,962
|
17,291,111
|
25,576,221
|
- Paid-up capital
|
8,881,441
|
10,746,389
|
12,035,905
|
17,291,054
|
25,576,164
|
- Construction capital
|
0
|
0
|
|
|
0
|
- Share capital surplus
|
63,331
|
57
|
57
|
57
|
57
|
- Treasury stocks
|
0
|
0
|
|
|
|
- Prefered Stocks
|
0
|
0
|
|
|
|
- Other equity resources
|
|
0
|
|
|
|
2. Reserves
|
1,473,387
|
1,752,673
|
2,183,660
|
2,860,199
|
3,696,036
|
3. Foreign exchange differences
|
0
|
0
|
|
|
|
4. Asset revaluation differences
|
0
|
0
|
|
|
|
5. Retained earning
|
2,161,641
|
1,732,607
|
2,582,255
|
3,903,844
|
4,845,143
|
6. Other funds and expenses
|
0
|
0
|
|
|
|
IX. Benefits of minority shareholader
|
0
|
0
|
|
|
|
TOTAL RESOURCES
|
202,058,040
|
242,342,951
|
289,193,879
|
327,745,847
|
382,863,179
|