|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
2,495,237
|
2,204,642
|
1,524,098
|
1,393,551
|
939,629
|
|
II. Balances with the State Bank of Vietnam
|
4,070,948
|
1,850,921
|
3,056,674
|
3,689,730
|
4,589,199
|
|
III. TreasuryBill
|
0
|
0
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
20,578,997
|
16,977,765
|
33,441,936
|
39,243,600
|
61,149,694
|
|
1. Cash and gold deposits at other credit institutions
|
18,556,328
|
14,730,353
|
19,909,194
|
29,363,640
|
51,384,709
|
|
2. Loans to other credit istitutions
|
2,135,589
|
2,247,412
|
13,532,742
|
9,879,960
|
9,764,985
|
|
3. Provision for losses on loans to other credit institutions
|
-112,920
|
0
|
|
|
|
|
V. Trading securities
|
55,796
|
21,050
|
23,487
|
21,675
|
|
|
1. Trading securities
|
127,927
|
39,287
|
39,287
|
39,287
|
|
|
2. Provision for diminution in value of trading securities
|
-72,131
|
-18,237
|
-15,800
|
-17,612
|
|
|
VI. Derivatives and other financial assets
|
0
|
0
|
|
446,344
|
|
|
VII. Loans and advances to customers
|
62,708,342
|
78,497,568
|
99,875,801
|
119,212,621
|
146,782,639
|
|
1. Loans and advances to customers
|
63,594,389
|
79,340,579
|
101,562,609
|
120,643,542
|
149,145,386
|
|
2. Provision for losses on loans and advances to customers
|
-886,047
|
-843,011
|
-1,686,808
|
-1,430,921
|
-2,362,747
|
|
VIII. Investment securities
|
45,635,748
|
55,676,927
|
48,226,133
|
31,534,742
|
37,880,373
|
|
1. Available - for - sales securities
|
44,572,060
|
55,845,414
|
48,257,483
|
31,554,087
|
37,897,490
|
|
2. Held - to - maturity securities
|
1,533,388
|
0
|
|
|
-17,117
|
|
3. Provision for diminution in value of investment securities
|
-469,700
|
-168,487
|
-31,350
|
-19,345
|
|
|
IX. Investment in other entities and long-term investments
|
10,036
|
22,036
|
10,036
|
10,036
|
10,036
|
|
1. Investment in subsidiaries
|
0
|
0
|
|
|
|
|
2. Investment in joint-ventures
|
0
|
0
|
|
|
|
|
3. Investment in associate cmpanies
|
0
|
0
|
|
|
|
|
4. Other long-term investment
|
10,036
|
22,036
|
10,036
|
10,036
|
10,036
|
|
5. Provision for diminution in value of long-term investment
|
0
|
0
|
|
|
|
|
X. Fixed assets
|
330,514
|
308,751
|
311,581
|
382,873
|
402,736
|
|
1. Tangible fixed assets
|
161,256
|
127,909
|
133,753
|
153,330
|
202,533
|
|
- Cost
|
744,401
|
700,273
|
625,105
|
606,147
|
661,129
|
|
- Accumulated depreciation
|
-583,145
|
-572,364
|
-491,352
|
-452,817
|
-458,596
|
|
2. Leased assets
|
0
|
0
|
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
|
- Accumulated depreciation
|
0
|
0
|
|
|
|
|
3. Intangible fixed assets
|
169,258
|
180,842
|
177,828
|
229,543
|
200,203
|
|
- Cost
|
503,315
|
468,203
|
515,078
|
618,177
|
630,943
|
|
- Accumulated depreciation
|
-334,057
|
-287,361
|
-337,250
|
-388,634
|
-430,740
|
|
4. Construction in progress expense
|
0
|
0
|
|
|
|
|
XI. Investment properties
|
1,059,826
|
1,032,510
|
|
|
|
|
- Cost
|
1,253,600
|
1,253,600
|
|
|
|
|
- Accumulated amortization
|
-193,774
|
-221,090
|
|
|
|
|
XII. Other assets
|
20,032,502
|
20,105,455
|
17,195,677
|
17,458,686
|
15,251,532
|
|
1. Receivables
|
11,253,773
|
13,398,020
|
10,122,841
|
11,499,321
|
8,480,027
|
|
2. Interests and fee receivables
|
4,028,547
|
2,640,237
|
2,769,866
|
2,808,476
|
5,065,400
|
|
3. Deferred income tax assets
|
0
|
46
|
61
|
50
|
|
|
4. Other assets
|
5,527,754
|
5,161,649
|
4,545,971
|
3,218,269
|
1,749,755
|
|
- In which: Good will
|
55,054
|
45,071
|
35,088
|
25,106
|
15,124
|
|
5. Provision for losses on other assets
|
-777,572
|
-1,094,497
|
-243,062
|
-67,430
|
-43,650
|
|
TOTAL ASSETS
|
156,977,946
|
176,697,625
|
203,665,423
|
213,393,858
|
267,005,838
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
24,040
|
20,734
|
1,017,253
|
1,014,560
|
1,012,533
|
|
II. Deposits and borrowings from other credit institutions
|
47,017,860
|
56,025,723
|
68,035,603
|
50,374,160
|
85,553,514
|
|
1. Deposits form other credit institutions
|
19,211,556
|
22,447,288
|
34,078,939
|
29,339,865
|
54,484,312
|
|
2. Borrowings form other credit institutions
|
27,806,304
|
33,578,435
|
33,956,664
|
21,034,295
|
31,069,202
|
|
III. Depostis from customers
|
80,872,643
|
87,510,188
|
94,616,419
|
117,120,779
|
132,350,131
|
|
IV. Derivatives and other debts
|
7,416
|
52,030
|
76,833
|
|
263,356
|
|
V. Funds received from Government, international and other institutions
|
0
|
0
|
|
|
|
|
VI. Certificate of deposits
|
8,972,781
|
11,711,474
|
13,042,540
|
11,599,514
|
8,991,415
|
|
VII. Other liabilities
|
5,219,685
|
4,502,657
|
4,838,990
|
6,630,847
|
7,536,677
|
|
1. Intersest and fee payables
|
2,127,704
|
1,577,833
|
1,605,625
|
2,253,470
|
3,813,157
|
|
2. Deferred income tax payables
|
0
|
0
|
|
0
|
|
|
3. Other payables
|
3,091,981
|
2,924,824
|
3,233,365
|
4,377,377
|
3,723,520
|
|
4. Other Provisions
|
0
|
0
|
|
|
|
|
VIII. Shareholders' equity
|
14,863,521
|
16,874,819
|
22,037,785
|
26,653,998
|
31,298,212
|
|
1. Capital
|
11,109,953
|
11,109,953
|
15,767,318
|
19,891,568
|
20,034,068
|
|
- Paid-up capital
|
11,750,000
|
11,750,000
|
15,275,000
|
19,857,500
|
20,000,000
|
|
- Construction capital
|
608
|
608
|
608
|
608
|
608
|
|
- Share capital surplus
|
400,000
|
400,000
|
491,710
|
33,460
|
33,460
|
|
- Treasury stocks
|
-1,040,655
|
-1,040,655
|
|
|
|
|
- Prefered Stocks
|
0
|
0
|
|
|
|
|
- Other equity resources
|
0
|
0
|
|
|
|
|
2. Reserves
|
834,121
|
989,453
|
1,276,973
|
1,896,036
|
2,589,959
|
|
3. Foreign exchange differences
|
0
|
0
|
|
|
|
|
4. Asset revaluation differences
|
0
|
0
|
|
|
|
|
5. Retained earning
|
2,919,447
|
4,775,413
|
4,993,494
|
4,866,394
|
8,674,185
|
|
6. Other funds and expenses
|
0
|
0
|
|
|
|
|
IX. Benefits of minority shareholader
|
0
|
0
|
|
|
|
|
TOTAL RESOURCES
|
156,977,946
|
176,697,625
|
203,665,423
|
213,393,858
|
267,005,838
|
