|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
6,985,174
|
7,762,912
|
10,887,119
|
13,060,357
|
19,982,045
|
|
- Interest expense and similar expenses paid
|
-4,480,763
|
-5,757,121
|
-6,813,229
|
-7,093,872
|
-11,539,747
|
|
- Cash received from services provided
|
74,168
|
115,940
|
206,006
|
272,823
|
537,866
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
138,608
|
251,671
|
342,059
|
183,325
|
45,593
|
|
- Other cash received
|
-13,959
|
6,363
|
-8,595
|
-9,627
|
-165,114
|
|
- Cash received from absolved debts which were covered by risk provisions
|
8,913
|
201,646
|
15,726
|
310,599
|
496,895
|
|
- Cash paid to employees and administration actitivities
|
-1,636,186
|
-1,652,621
|
-1,936,004
|
-2,885,597
|
-3,826,059
|
|
- Income tax paid
|
-179,297
|
-151,392
|
-411,221
|
-449,979
|
-501,892
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
896,658
|
777,398
|
2,281,861
|
3,388,029
|
5,029,587
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-159,241
|
-30,571
|
9,344
|
-455,261
|
-1,104,739
|
|
- Increase/(Decrease) in trading securities and securities investment
|
1,725,972
|
-12,862,590
|
-2,871,493
|
-2,670,605
|
352,279
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
0
|
0
|
0
|
-104,949
|
65,494
|
|
- Increase/(Decrease) in loans and advances to customers
|
-18,343,706
|
-23,542,965
|
-9,997,712
|
-17,252,100
|
-20,238,361
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-124,749
|
-491,003
|
-97,723
|
-539,551
|
-1,023,708
|
|
- Increase/(Decrease) in other operating assets
|
153,021
|
-246,962
|
36,465
|
-1,031,860
|
1,034,357
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-258
|
-258
|
-258
|
-384
|
-267
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-581,380
|
7,366,639
|
-3,469,599
|
5,694,501
|
2,677,578
|
|
- Increase/(Decrease) in deposits from customers
|
16,557,105
|
27,509,819
|
17,065,357
|
9,673,947
|
20,435,610
|
|
- Increase/(Decrease) in valuapapers issued
|
1,806,400
|
2,545,190
|
3,402,790
|
2,023,560
|
6,075,205
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
581,287
|
853
|
-7,744
|
486,607
|
115,235
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
4,718
|
-237,634
|
-2,459
|
-3,112
|
0
|
|
- Increase/(Decrease) in other operating liabilities
|
56,328
|
148,754
|
344,548
|
1,036,281
|
-894,055
|
|
- Cash paid from funds of credit institution
|
0
|
0
|
0
|
|
|
|
Net cash flows from operating activities
|
2,572,155
|
936,670
|
6,693,377
|
245,103
|
12,524,215
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
0
|
0
|
|
|
|
- Purchase of fixed assets
|
-144,900
|
-355,738
|
-96,896
|
-633,183
|
-581,238
|
|
- Proceeds from disposal of fix assets
|
11,719
|
31,303
|
1,155
|
1,688
|
1,191
|
|
- Payment on disposal of fixed assets
|
0
|
0
|
0
|
|
|
|
- Purchase of investment properties
|
-49,913
|
0
|
0
|
|
|
|
- Proceeds from disposal of investment properties
|
21,496
|
25,018
|
18,621
|
|
|
|
- Payment on disposal of investment properties
|
0
|
0
|
0
|
|
|
|
- Investment in other entities
|
0
|
0
|
-10,520
|
|
|
|
- Proceeds from disinvestment in other entities
|
2,000
|
0
|
0
|
140,800
|
|
|
- Dividends and interest received
|
987
|
63
|
151
|
32
|
38
|
|
Net cash flows from investment activities
|
-158,611
|
-299,354
|
-87,489
|
-490,663
|
-580,009
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
14
|
843,132
|
0
|
2,830,960
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
0
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
0
|
|
|
|
- Dividends paid
|
-146
|
-656
|
-540
|
-222
|
-226
|
|
- Purchase treasury shares
|
0
|
0
|
0
|
|
|
|
- Proceeds from reissue of treasury shares
|
0
|
0
|
0
|
|
|
|
Net cash flows from financing activities
|
-132
|
842,476
|
-540
|
2,830,738
|
-226
|
|
IV. Net cash flows of the year
|
2,413,412
|
1,479,792
|
6,605,348
|
2,585,178
|
11,943,980
|
|
V. Cash and cash equivalents at the beginning of year
|
13,174,723
|
15,588,135
|
17,067,927
|
23,673,275
|
26,258,453
|
|
VI. Effect of foreign exchange differences
|
0
|
0
|
0
|
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
15,588,135
|
17,067,927
|
23,673,275
|
26,258,453
|
38,202,433
|
