PGB: Notice of record date for Dividend payment by share for outstanding shareholders and share issuance to outstanding shareholders

1. Issuer: Petrolimex Group Commercial Joint Stock Bank
2. Stock code: PGB
3. Par value: VND10,000/share
4. Record date: 20/10/2025
5. Ex-date: 17/10/2025
6. Reason:
     * Dividend payment by share:
          - Exercise rate: 10:1 (shareholders receive 01 new share for every 10 shares they own).
          - Rounding method, handling of shares representing less than one unit: Number of shares received will be rounded down to units digit. The odd number of shares (the decimal part arising from rounding down, if any) will be cancelled.
          - Exercise place:
               + For undeposited shares: shareholders complete the procedures to receive dividends in shares at the Board of Directors' Office - Prosperity and Development Joint Stock Commercial Bank - 6th Floor, Thanh Cong Building, P-D17 land lot, Cau Giay urban area, Cau Giay ward, Hanoi city and presents his/her citizen identification card/ID card.
               + For deposited shares: securities companies where shares of shareholders have been deposited
     * Share issue to outstanding shareholders:
          - Exercise rate: 10:9 (shareholders receive 01 right to buy share for every share they own, for every 10 rights, they can buy 09 new shares)
          - Issue price: VND10,000/share
          - Rounding method: For odd shares (if any) arising when exercising rights, to ensure that they do not exceed the number of shares offered for sale, the number of additional shares offered for sale that shareholders with rights are entitled to purchase will be rounded down to the nearest unit.
          - For odd lot shares and undistributed shares: The remaining shares that have not been fully distributed to existing shareholders (including odd shares arising due to rounding, remaining shares due to shareholders not exercising their purchase rights and remaining shares that have not been issued due to other reasons, the difference between the total number of shares registered for offering and the total number of shares actually exercised by shareholders) will be offered by the Board of Directors to other investors (including other existing shareholders). With an offering price not lower than the offering price for existing shareholders to exercise their purchase rights and ensure compliance with relevant legal regulations, including but not limited to regulations on foreign ownership ratio at the Bank, or terminate the offering according to the decision of the Board of Directors.
The General Meeting of Shareholders assigns/authorizes the Board of Directors to decide on the offering, establish criteria and select other investors who want to buy the remaining undistributed shares.     
Criteria for selecting Investors to offer remaining undistributed shares:
Domestic organizations and individuals who express interest, desire and have sufficient financial capacity to invest in PGBank shares.
Investors who are able to contribute to the development of PGBank.
Investors who do not have business activities that affect the interests of PGBank
     The remaining shares not fully distributed when offered for sale to other entities according to the decision of the Board of Directors will be restricted from transfer within 01 year from the date of closing the offering period according to the provisions of law, except for the case specified in Clause 1, Article 64 of the Law on Credit Institutions 2024 and the amended and supplemented documents.
         The distribution of unsold shares to other investors must satisfy the conditions under the 2020 Enterprise Law, the 2019 Securities Law, Decree No. 155/2020/ND-CP and relevant legal regulations, including but not limited to the following conditions:
          - Comply with the provisions of Clause 2, Article 195 of the Law on Enterprises 2020: “A subsidiary is not allowed to invest in buying shares or contributing capital to the parent company. Subsidiaries of the same parent company are not allowed to simultaneously contribute capital or buy shares to cross-own each other”.                  - Ensure the offering conditions prescribed in Article 42 of Decree No. 155/2020/ND-CP issued by the Government on December 31, 2020 detailing the implementation of a number of articles of the Law on Securities.
        In case the time limit for distributing shares as prescribed by law (including extension period, if any) expires and the shares have not been fully distributed, the undistributed shares shall be cancelled and the Board of Directors shall decide to end the offering.
          - Blocked account:
               + Account name: Prosperity and Development Joint Stock Commercial Bank
               + Bank name: Joint Stock Commercial Bank for Foreign Trade of Vietnam - Hanoi Branch.
               + Account number: 1060806688
          - Stock type: free-float
          - Time for transfer of purchase rights:
               + Start date: 27/10/2025
               + End date: 07/11/2025
          - Time for registration:
               + Start date: 27/10/2025
               + End date: 17/11/2025
          - Exercise Place:
               + For undeposited shares: Shareholders complete the procedures for transferring the right to purchase, registers to purchase and deposits the purchase price of shares at the Prosperity and Development Joint Stock Commercial Bank:
+ Address: Board of Directors Office - Prosperity and Development Joint Stock Commercial Bank - 6th Floor, Thanh Cong Building, P-D17 plot, Cau Giay urban area, Cau Giay ward, Hanoi city.
+ Phone: 024.62811298. Email address: vphdqtpgbank.com.vn
Note to shareholders when paying for stock purchases:
+ Individual shareholders can pay cash or transfer money into the blocked account for securities purchase according to the blocked account information for securities purchase below.
+ Organizational shareholders can transfer money (not pay in cash) into the blocked account for securities purchase according to the blocked account information for securities purchase below.
               + For deposited shares: securities companies where shares of shareholders have been deposited.
          - Times for transfer of share purchase rights: 01 (one) time