I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
4,341,833
|
4,553,371
|
4,532,113
|
4,501,860
|
4,469,662
|
- Interest expense and similar expenses paid
|
-2,045,868
|
-2,478,925
|
-2,441,483
|
-2,472,434
|
-3,477,399
|
- Cash received from services provided
|
122,926
|
194,789
|
166,662
|
336,595
|
119,003
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
179,828
|
268,663
|
398,766
|
195,248
|
132,975
|
- Other cash received
|
22,990
|
11,673
|
10,702
|
194,448
|
111,149
|
- Cash received from absolved debts which were covered by risk provisions
|
16,927
|
16,856
|
33,206
|
19,702
|
23,855
|
- Cash paid to employees and administration actitivities
|
-862,107
|
-639,463
|
-738,964
|
-869,638
|
-1,073,126
|
- Income tax paid
|
-347,196
|
-197,527
|
-315,211
|
-5,084
|
-553,764
|
Cashflow from operating activities before changes in operating assests and working capital
|
1,429,332
|
1,729,438
|
1,645,790
|
1,900,697
|
-247,645
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
864,078
|
-1,212,975
|
649,589
|
313,036
|
610,090
|
- Increase/(Decrease) in trading securities and securities investment
|
-3,466,940
|
-4,687,486
|
4,708,831
|
624,401
|
8,609,647
|
- Increase/(Decrease) in derivatives and other financial assets
|
281,633
|
67,067
|
11,344
|
-41,474
|
41,474
|
- Increase/(Decrease) in loans and advances to customers
|
-2,110,968
|
-6,012,058
|
-4,122,619
|
-12,800,559
|
-3,801,020
|
- Increase/(Decrease) in provision to compensate for damages
|
-32,614
|
-90,284
|
-312,028
|
-268,351
|
-308,539
|
- Increase/(Decrease) in other operating assets
|
1,420,400
|
-1,009,118
|
-1,835,285
|
-294,094
|
573,619
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-2,486,843
|
-3,713
|
-5,836
|
-3,843
|
-4,039
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
721,784
|
6,236,794
|
-5,277,649
|
6,720,293
|
4,479,867
|
- Increase/(Decrease) in deposits from customers
|
3,360,817
|
4,891,782
|
4,696,468
|
10,793,676
|
733,132
|
- Increase/(Decrease) in valuapapers issued
|
2,972,044
|
-3,480,000
|
4,092,044
|
2,201,500
|
-5,364,756
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
24,725
|
2,054,604
|
-623,348
|
-266,260
|
-159,311
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
|
|
280,596
|
-280,596
|
79,662
|
- Increase/(Decrease) in other operating liabilities
|
-832,569
|
584,667
|
919,071
|
2,003,207
|
-2,449,450
|
- Cash paid from funds of credit institution
|
-2,500
|
-2,000
|
-2,048
|
|
-5,020
|
Net cash flows from operating activities
|
2,142,378
|
-933,280
|
4,824,922
|
10,601,633
|
2,787,709
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
|
|
|
|
|
- Purchase of fixed assets
|
-22,050
|
-63,624
|
-74,972
|
-221,374
|
-62,151
|
- Proceeds from disposal of fix assets
|
141
|
89
|
15
|
1,350,064
|
72
|
- Payment on disposal of fixed assets
|
|
|
|
|
|
- Purchase of investment properties
|
|
|
|
|
|
- Proceeds from disposal of investment properties
|
|
|
|
|
|
- Payment on disposal of investment properties
|
|
|
|
|
|
- Investment in other entities
|
|
|
|
|
|
- Proceeds from disinvestment in other entities
|
|
|
|
|
|
- Dividends and interest received
|
|
|
|
|
|
Net cash flows from investment activities
|
-21,909
|
-63,535
|
-74,957
|
1,128,690
|
-62,079
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
|
|
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
|
|
|
- Dividends paid
|
|
|
|
-4
|
-3
|
- Purchase treasury shares
|
|
|
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
|
|
|
Net cash flows from financing activities
|
|
|
|
-4
|
-3
|
IV. Net cash flows of the year
|
2,120,469
|
-996,816
|
4,749,965
|
11,730,318
|
2,725,628
|
V. Cash and cash equivalents at the beginning of year
|
22,445,076
|
24,563,381
|
23,561,289
|
28,304,140
|
40,049,014
|
VI. Effect of foreign exchange differences
|
-2,165
|
-5,277
|
-7,113
|
14,555
|
6,267
|
VII. Cash and cash equivalents at the end of year
|
24,563,381
|
23,561,289
|
28,304,140
|
40,049,014
|
42,780,908
|