Unit: 1.000.000đ
  Q1 2010
I. Cash flows from operating activities
- Cash received from interst income and similar income 250,210
- Interest expense and similar expenses paid -252,899
- Cash received from services provided 1,614
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities) 525
- Other cash received 439
- Cash received from absolved debts which were covered by risk provisions 0
- Cash paid to employees and administration actitivities -26,556
- Income tax paid -29,539
Cashflow from operating activities before changes in operating assests and working capital 449,591
1. Changes in operating assets
- Increase/(Decrease) in placements with and loans to other credit institutions -450,000
- Increase/(Decrease) in trading securities and securities investment 50,000
- Increase/(Decrease) in derivatives and other financial assets 0
- Increase/(Decrease) in loans and advances to customers 538,654
- Increase/(Decrease) in provision to compensate for damages 0
- Increase/(Decrease) in other operating assets -134,426
2. Changes in operating liabilities
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam 0
- Increase/(Decrease) in placements and borrowings from other credit institutions -3,362,762
- Increase/(Decrease) in deposits from customers -706,662
- Increase/(Decrease) in valuapapers issued 0
- Increase/Decrease in trusted funds which the bank has to incur credit risk 8,830
- Increase/(Decrease) in derivatives and funds received from other institutions 0
- Increase/(Decrease) in other operating liabilities 3,645
- Cash paid from funds of credit institution 0
Net cash flows from operating activities -3,603,130
II. Cash flows from investment activities
- Money decrease due to selling sub-company 0
- Purchase of fixed assets -1,032
- Proceeds from disposal of fix assets 0
- Payment on disposal of fixed assets 0
- Purchase of investment properties 0
- Proceeds from disposal of investment properties 0
- Payment on disposal of investment properties 0
- Investment in other entities -1,540
- Proceeds from disinvestment in other entities 0
- Dividends and interest received 0
Net cash flows from investment activities -2,572
III. Cash flows from financing activities
- Proceeds from share issuances 0
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts 0
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts 0
- Dividends paid -40
- Purchase treasury shares 0
- Proceeds from reissue of treasury shares 0
Net cash flows from financing activities -40
IV. Net cash flows of the year -3,605,741
V. Cash and cash equivalents at the beginning of year 6,232,504
VI. Effect of foreign exchange differences 0
VII. Cash and cash equivalents at the end of year 2,626,763