ASSETS
|
|
|
|
|
|
I. Cash and precious metals
|
8,282,726
|
9,930,181
|
11,330,659
|
11,066,956
|
9,759,580
|
II. Balances with the State Bank of Vietnam
|
24,873,714
|
57,616,650
|
23,383,443
|
29,727,110
|
40,597,059
|
III. TreasuryBill
|
0
|
0
|
|
0
|
|
IV. Placements with and loans to other credit institutions
|
129,388,518
|
102,532,918
|
149,265,358
|
243,099,096
|
279,841,639
|
1. Cash and gold deposits at other credit institutions
|
123,084,758
|
92,628,345
|
129,748,076
|
223,093,936
|
259,230,017
|
2. Loans to other credit istitutions
|
6,303,760
|
9,904,573
|
19,517,282
|
20,005,160
|
20,611,622
|
3. Provision for losses on loans to other credit institutions
|
0
|
0
|
|
|
|
V. Trading securities
|
3,825,374
|
5,601,747
|
2,475,309
|
1,419,789
|
2,487,905
|
1. Trading securities
|
4,051,245
|
5,723,160
|
2,522,807
|
1,622,967
|
2,676,130
|
2. Provision for diminution in value of trading securities
|
-225,871
|
-121,413
|
-47,498
|
-203,178
|
-188,225
|
VI. Derivatives and other financial assets
|
469,712
|
137,122
|
1,454,790
|
3,077,852
|
|
VII. Loans and advances to customers
|
922,325,251
|
1,002,770,924
|
1,104,872,766
|
1,245,057,876
|
1,445,571,643
|
1. Loans and advances to customers
|
935,270,945
|
1,015,333,270
|
1,130,667,767
|
1,274,821,709
|
1,473,344,564
|
2. Provision for losses on loans and advances to customers
|
-12,945,694
|
-12,562,346
|
-25,795,001
|
-29,763,833
|
-27,772,921
|
VIII. Investment securities
|
104,615,279
|
114,941,998
|
177,544,548
|
180,312,848
|
181,310,531
|
1. Available - for - sales securities
|
97,131,629
|
112,677,836
|
174,973,469
|
178,685,028
|
180,695,473
|
2. Held - to - maturity securities
|
15,367,993
|
2,616,778
|
2,696,832
|
1,696,778
|
864,999
|
3. Provision for diminution in value of investment securities
|
-7,884,343
|
-352,616
|
-125,753
|
-68,958
|
-249,941
|
IX. Investment in other entities and long-term investments
|
3,282,709
|
3,321,069
|
3,290,088
|
3,586,415
|
3,426,624
|
1. Investment in subsidiaries
|
0
|
0
|
|
|
|
2. Investment in joint-ventures
|
3,018,057
|
3,113,631
|
3,073,356
|
3,303,160
|
3,206,452
|
3. Investment in associate cmpanies
|
0
|
0
|
|
|
|
4. Other long-term investment
|
264,652
|
240,662
|
240,662
|
302,650
|
234,462
|
5. Provision for diminution in value of long-term investment
|
0
|
-33,224
|
-23,930
|
-19,395
|
-14,290
|
X. Fixed assets
|
10,996,975
|
10,810,593
|
10,496,153
|
10,202,191
|
10,125,534
|
1. Tangible fixed assets
|
6,422,382
|
6,408,904
|
6,192,823
|
6,047,480
|
6,133,262
|
- Cost
|
14,817,602
|
15,445,093
|
15,773,222
|
16,190,830
|
16,641,464
|
- Accumulated depreciation
|
-8,395,220
|
-9,036,189
|
-9,580,399
|
-10,143,350
|
-10,508,202
|
2. Leased assets
|
0
|
0
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
- Accumulated depreciation
|
0
|
0
|
|
|
|
3. Intangible fixed assets
|
4,574,593
|
4,401,689
|
4,303,330
|
4,154,711
|
3,992,272
|
- Cost
|
6,302,326
|
6,387,313
|
6,627,694
|
6,779,297
|
6,804,407
|
- Accumulated depreciation
|
-1,727,733
|
-1,985,624
|
-2,324,364
|
-2,624,586
|
-2,812,135
|
4. Construction in progress expense
|
0
|
0
|
|
|
|
XI. Investment properties
|
0
|
0
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
- Accumulated amortization
|
0
|
0
|
|
|
|
XII. Other assets
|
32,651,217
|
33,729,720
|
47,355,210
|
81,638,416
|
59,569,502
|
1. Receivables
|
22,349,498
|
22,827,271
|
34,168,564
|
65,993,792
|
41,484,817
|
2. Interests and fee receivables
|
6,675,886
|
7,766,916
|
9,853,693
|
12,386,503
|
14,710,424
|
3. Deferred income tax assets
|
0
|
0
|
338
|
|
|
4. Other assets
|
3,636,910
|
3,208,850
|
3,403,173
|
3,317,785
|
3,480,958
|
- In which: Good will
|
0
|
0
|
|
|
|
5. Provision for losses on other assets
|
-11,077
|
-73,317
|
-70,558
|
-59,664
|
-106,697
|
TOTAL ASSETS
|
1,240,711,475
|
1,341,392,922
|
1,531,468,324
|
1,809,188,549
|
2,032,690,017
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
70,602,893
|
44,597,188
|
33,294,404
|
104,779,302
|
21,814,105
|
II. Deposits and borrowings from other credit institutions
|
109,483,059
|
128,519,115
|
138,833,846
|
210,159,957
|
304,424,134
|
1. Deposits form other credit institutions
|
82,538,040
|
98,537,440
|
33,670,804
|
140,662,163
|
259,892,746
|
2. Borrowings form other credit institutions
|
26,945,019
|
29,981,675
|
105,163,042
|
69,497,794
|
44,531,388
|
III. Depostis from customers
|
892,785,228
|
990,331,385
|
1,161,796,827
|
1,249,181,034
|
1,410,899,038
|
IV. Derivatives and other debts
|
0
|
0
|
|
|
555,946
|
V. Funds received from Government, international and other institutions
|
5,775,899
|
2,733,251
|
2,527,930
|
2,392,201
|
2,237,779
|
VI. Certificate of deposits
|
57,066,353
|
59,875,570
|
64,496,785
|
91,370,419
|
115,375,727
|
VII. Other liabilities
|
27,643,225
|
29,941,399
|
36,865,414
|
43,000,914
|
49,812,706
|
1. Intersest and fee payables
|
17,835,374
|
16,083,373
|
16,864,628
|
21,434,693
|
27,875,315
|
2. Deferred income tax payables
|
0
|
0
|
|
|
171
|
3. Other payables
|
9,322,163
|
13,090,350
|
18,945,066
|
20,527,431
|
20,535,976
|
4. Other Provisions
|
485,688
|
767,676
|
1,055,720
|
1,038,790
|
1,401,244
|
VIII. Shareholders' equity
|
76,793,395
|
84,796,321
|
92,957,926
|
107,561,195
|
126,709,265
|
1. Capital
|
46,724,637
|
46,724,652
|
57,548,112
|
57,868,215
|
63,510,626
|
- Paid-up capital
|
37,234,046
|
37,234,046
|
48,057,506
|
48,057,506
|
53,699,917
|
- Construction capital
|
0
|
0
|
|
|
|
- Share capital surplus
|
8,974,683
|
8,974,698
|
8,974,698
|
8,974,677
|
8,974,677
|
- Treasury stocks
|
0
|
0
|
|
|
|
- Prefered Stocks
|
0
|
0
|
|
|
|
- Other equity resources
|
515,908
|
515,908
|
515,908
|
836,032
|
836,032
|
2. Reserves
|
9,610,061
|
11,605,298
|
13,667,287
|
16,084,513
|
19,056,816
|
3. Foreign exchange differences
|
626,014
|
481,781
|
248,642
|
120,993
|
86,970
|
4. Asset revaluation differences
|
0
|
0
|
|
|
|
5. Retained earning
|
19,832,683
|
25,984,590
|
21,493,885
|
33,487,474
|
44,054,853
|
6. Other funds and expenses
|
0
|
0
|
|
|
|
IX. Benefits of minority shareholader
|
561,423
|
598,693
|
695,192
|
743,527
|
861,317
|
TOTAL RESOURCES
|
1,240,711,475
|
1,341,392,922
|
1,531,468,324
|
1,809,188,549
|
2,032,690,017
|