Unit: 1.000.000đ
  2019 2020 2021 2022 2023
Interest and similar income 49,874,784 52,361,767 50,827,098 62,200,113 76,557,377
Interest and similar expenses -19,204,323 -20,015,944 -16,478,269 -21,179,192 -38,382,701
Net interest income 30,670,461 32,345,823 34,348,829 41,020,921 38,174,676
Fee and commission income 5,487,466 6,166,753 6,884,061 10,455,695 12,186,792
Fee and commision expenses -2,695,846 -2,810,626 -2,825,030 -4,017,866 -5,090,967
Net fee and commission income 2,791,620 3,356,127 4,059,031 6,437,829 7,095,825
Net gain from dealing in foreign curriencies and gold -216,879 -307,207 -76,394 -618,050 -805,973
Net gain from trading of trading securities 284,845 226,466 8,879 -149,194 380,173
Net gain from disposal of investment securities 803,159 1,170,731 3,150,866 508,755 250,032
Other incomes 2,682,220 3,441,951 5,468,704 13,017,040 7,894,011
Other expenses -662,555 -1,205,790 -2,660,916 -2,433,072 -3,248,461
Net other income 2,019,665 2,236,161 2,807,788 10,583,968 4,645,550
Income from investment in other entities 2,634 5,013 2,476 12,801 3,147
General and administration expenses -12,343,718 -11,392,021 -10,718,937 -14,116,081 -13,911,817
Operating profit before provision for credit losses 24,011,787 27,641,093 33,582,538 43,680,949 35,831,613
Provision for credit losses -13,687,626 -14,621,638 -19,002,078 -22,461,226 -24,844,436
Profit before tax 10,324,161 13,019,455 14,580,460 21,219,723 10,987,177
Business income tax - current -2,063,898 -2,605,695 -2,929,938 -4,905,574 -2,984,171
Business income tax - deferred 0 0 609,627 637,783
Business income tax -2,063,898 -2,605,695 -2,929,938 -4,295,947 -2,346,388
Net profit after tax 8,260,263 10,413,760 11,650,522 16,923,776 8,640,789
Benefits of minority shareholader 0 0 -157,362 -1,251,458 -1,411,784
Profit after corporate income taxes 8,260,263 10,413,760 11,807,884 18,175,234 10,052,573
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Diluted EPS