Unit: 1.000.000đ
  2019 2020 2021 2022 2023
Interest and similar income 3,799,434 4,323,598 4,586,594 5,541,744 6,938,790
Interest and similar expenses -2,867,058 -3,218,923 -3,151,732 -3,827,878 -5,460,172
Net interest income 932,376 1,104,675 1,434,862 1,713,866 1,478,618
Fee and commission income 77,469 110,354 143,881 202,762 235,706
Fee and commision expenses -39,267 -50,136 -72,879 -98,151 -181,292
Net fee and commission income 38,202 60,218 71,002 104,611 54,414
Net gain from dealing in foreign curriencies and gold 26,826 36,957 32,940 42,900 22,314
Net gain from trading of trading securities 0 0 0
Net gain from disposal of investment securities 101,296 163,883 141,903 -4,780 122,144
Other incomes 33,101 54,305 58,743 87,932 109,663
Other expenses -4,201 -3,750 -6,448 -27,291 -32,117
Net other income 28,900 50,555 52,295 60,641 77,546
Income from investment in other entities 146 175 292
General and administration expenses -859,223 -868,073 -1,051,415 -1,236,838 -1,406,915
Operating profit before provision for credit losses 268,523 548,390 681,879 680,400 348,121
Provision for credit losses -110,421 -346,902 -370,432 -224,345 -276,515
Profit before tax 158,102 201,488 311,447 456,055 71,606
Business income tax - current -32,046 -40,632 -62,526 -92,007 -15,038
Business income tax - deferred 0 0
Business income tax -32,046 -40,632 -62,526 -92,007 -15,038
Net profit after tax 126,056 160,856 248,921 364,048 56,568
Benefits of minority shareholader 0 0 0
Profit after corporate income taxes 126,056 160,856 248,921 364,048 56,568
Shares
Basic EPS
Diluted EPS