I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
4,804,715
|
6,018,752
|
5,740,488
|
5,228,334
|
4,379,491
|
- Interest expense and similar expenses paid
|
-3,860,781
|
-4,329,987
|
-4,541,412
|
-3,858,637
|
-5,803,178
|
- Cash received from services provided
|
50,745
|
44,789
|
143,632
|
132,842
|
33,728
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
28,673
|
172,182
|
338,515
|
250,561
|
362,938
|
- Other cash received
|
85,068
|
107,335
|
-13,584
|
35,742
|
-24,558
|
- Cash received from absolved debts which were covered by risk provisions
|
3,927
|
10,355
|
14,815
|
9,080
|
239
|
- Cash paid to employees and administration actitivities
|
-905,481
|
-864,796
|
-952,144
|
-1,012,121
|
-880,281
|
- Income tax paid
|
-49,858
|
-2,337
|
-195
|
-1,790
|
-3,907
|
Cashflow from operating activities before changes in operating assests and working capital
|
157,008
|
1,156,293
|
730,115
|
784,011
|
-1,935,528
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-852,208
|
784,208
|
-36,554
|
136,554
|
|
- Increase/(Decrease) in trading securities and securities investment
|
2,938,627
|
-243,233
|
3,009,113
|
-1,370,201
|
-1,505,558
|
- Increase/(Decrease) in derivatives and other financial assets
|
9,154
|
5,352
|
38,573
|
-223,373
|
223,373
|
- Increase/(Decrease) in loans and advances to customers
|
-2,226,470
|
-2,402,669
|
-1,301,747
|
-6,107,254
|
-7,621,986
|
- Increase/(Decrease) in provision to compensate for damages
|
-38,204
|
-19,381
|
-11,622
|
-28
|
-192,553
|
- Increase/(Decrease) in other operating assets
|
-1,141,467
|
-9,505,427
|
4,618,249
|
1,271,952
|
-445,347
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-1,244,200
|
0
|
1,778
|
-1,778
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
2,656,560
|
-3,386,924
|
-8,417,878
|
7,907,949
|
513,057
|
- Increase/(Decrease) in deposits from customers
|
11,954,471
|
12,981,463
|
-7,564,659
|
6,830,236
|
5,499,885
|
- Increase/(Decrease) in valuapapers issued
|
-6,480,085
|
-576,970
|
-114,039
|
-16,426
|
1,170,151
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-53,586
|
-45,411
|
-27,382
|
-21,444
|
-5,582
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
0
|
0
|
39,179
|
-39,179
|
26,407
|
- Increase/(Decrease) in other operating liabilities
|
-171,254
|
27,129
|
511,502
|
-58,574
|
-406,392
|
- Cash paid from funds of credit institution
|
0
|
0
|
0
|
|
|
Net cash flows from operating activities
|
5,508,346
|
-1,225,570
|
-8,525,372
|
9,092,445
|
-4,680,073
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
0
|
0
|
|
|
- Purchase of fixed assets
|
-15,082
|
-19,049
|
-64,344
|
-73,726
|
-105,463
|
- Proceeds from disposal of fix assets
|
784
|
-6,866
|
849
|
185
|
1,370
|
- Payment on disposal of fixed assets
|
0
|
-2,416
|
-193
|
-53
|
-11,775
|
- Purchase of investment properties
|
0
|
0
|
0
|
|
|
- Proceeds from disposal of investment properties
|
0
|
0
|
0
|
|
|
- Payment on disposal of investment properties
|
0
|
0
|
0
|
|
|
- Investment in other entities
|
0
|
0
|
0
|
|
|
- Proceeds from disinvestment in other entities
|
0
|
0
|
0
|
|
|
- Dividends and interest received
|
0
|
0
|
0
|
|
|
Net cash flows from investment activities
|
-14,298
|
-28,331
|
-63,688
|
-73,594
|
-115,868
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
1,091,339
|
0
|
0
|
1,500,000
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
0
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
0
|
|
|
- Dividends paid
|
0
|
0
|
0
|
|
|
- Purchase treasury shares
|
0
|
0
|
0
|
|
|
- Proceeds from reissue of treasury shares
|
0
|
0
|
0
|
|
|
Net cash flows from financing activities
|
1,091,339
|
0
|
0
|
1,500,000
|
|
IV. Net cash flows of the year
|
6,585,387
|
-1,253,901
|
-8,589,060
|
10,518,851
|
-4,795,941
|
V. Cash and cash equivalents at the beginning of year
|
8,531,137
|
15,116,524
|
13,862,623
|
5,273,563
|
15,792,414
|
VI. Effect of foreign exchange differences
|
0
|
0
|
0
|
|
|
VII. Cash and cash equivalents at the end of year
|
15,116,524
|
13,862,623
|
5,273,563
|
15,792,414
|
10,996,473
|