Unit: 1.000.000đ
  2019 2020 2021 2022 2023
Interest and similar income 67,724,190 69,125,816 70,749,384 88,112,699 108,122,278
Interest and similar expenses -33,146,840 -32,900,587 -28,362,261 -34,866,221 -54,501,409
Net interest income 34,577,350 36,225,229 42,387,123 53,246,478 53,620,869
Fee and commission income 9,002,507 10,589,431 11,286,516 12,425,008 12,632,739
Fee and commision expenses -4,695,663 -3,980,846 -3,879,443 -5,585,940 -6,853,016
Net fee and commission income 4,306,844 6,608,585 7,407,073 6,839,068 5,779,723
Net gain from dealing in foreign curriencies and gold 3,378,274 3,906,399 4,374,820 5,768,445 5,660,028
Net gain from trading of trading securities 145,982 1,810 -4,650 -115,193 124,217
Net gain from disposal of investment securities 7,040 0 23,747 81,595 0
Other incomes 3,427,765 2,544,714 3,100,370 2,928,335 4,050,144
Other expenses -357,970 -744,461 -707,109 -874,378 -1,777,975
Net other income 3,069,795 1,800,253 2,393,261 2,053,957 2,272,169
Income from investment in other entities 245,096 456,578 129,701 208,417 266,456
General and administration expenses -15,817,575 -16,037,484 -17,574,578 -21,259,889 -21,914,899
Operating profit before provision for credit losses 29,912,806 32,961,370 39,136,497 46,822,878 45,808,563
Provision for credit losses -6,790,429 -9,916,780 -11,760,801 -9,464,218 -4,564,876
Profit before tax 23,122,377 23,044,590 27,375,696 37,358,660 41,243,687
Business income tax - current -4,992,464 -4,178,060 -4,545,240 -8,373,547 -8,079,401
Business income tax - deferred 396,075 -400,341 -902,172 927,207 -109,838
Business income tax -4,596,389 -4,578,401 -5,447,412 -7,446,340 -8,189,239
Net profit after tax 18,525,988 18,466,189 21,928,284 29,912,320 33,054,448
Benefits of minority shareholader 15,090 14,923 20,232 20,035 21,245
Profit after corporate income taxes 18,510,898 18,451,266 21,908,052 29,892,285 33,033,203
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