|
ASSETS
|
|
|
|
|
|
|
I. Cash and precious metals
|
2,004,563
|
2,257,255
|
2,445,611
|
2,937,994
|
2,810,044
|
|
II. Balances with the State Bank of Vietnam
|
4,503,540
|
7,788,112
|
11,847,980
|
11,273,345
|
41,481,638
|
|
III. TreasuryBill
|
0
|
0
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
24,664,877
|
44,810,934
|
55,942,644
|
49,132,317
|
96,514,863
|
|
1. Cash and gold deposits at other credit institutions
|
23,854,877
|
44,710,934
|
55,837,298
|
40,322,487
|
88,120,085
|
|
2. Loans to other credit istitutions
|
810,000
|
100,000
|
105,346
|
8,809,830
|
8,394,778
|
|
3. Provision for losses on loans to other credit institutions
|
0
|
0
|
|
|
|
|
V. Trading securities
|
4,643,488
|
12,478,102
|
11,198,067
|
1,797,822
|
18,580,932
|
|
1. Trading securities
|
4,650,988
|
12,478,245
|
11,200,948
|
1,797,822
|
18,580,932
|
|
2. Provision for diminution in value of trading securities
|
-7,500
|
-143
|
-2,881
|
|
|
|
VI. Derivatives and other financial assets
|
0
|
0
|
|
|
110,079
|
|
VII. Loans and advances to customers
|
144,699,636
|
176,387,656
|
200,758,833
|
260,754,811
|
339,349,838
|
|
1. Loans and advances to customers
|
146,324,378
|
178,323,092
|
203,210,901
|
263,856,383
|
343,404,295
|
|
2. Provision for losses on loans and advances to customers
|
-1,624,742
|
-1,935,436
|
-2,452,068
|
-3,101,572
|
-4,054,457
|
|
VIII. Investment securities
|
36,041,894
|
58,236,806
|
65,513,425
|
48,789,184
|
44,092,289
|
|
1. Available - for - sales securities
|
15,749,443
|
30,143,484
|
43,656,434
|
35,375,058
|
31,871,688
|
|
2. Held - to - maturity securities
|
20,696,368
|
28,180,901
|
21,955,594
|
13,444,130
|
12,304,873
|
|
3. Provision for diminution in value of investment securities
|
-403,917
|
-87,579
|
-98,603
|
-30,004
|
-84,272
|
|
IX. Investment in other entities and long-term investments
|
166,821
|
153,636
|
123,831
|
144,023
|
143,781
|
|
1. Investment in subsidiaries
|
0
|
0
|
|
|
|
|
2. Investment in joint-ventures
|
0
|
0
|
|
|
|
|
3. Investment in associate cmpanies
|
0
|
0
|
|
|
|
|
4. Other long-term investment
|
185,117
|
185,117
|
144,421
|
163,921
|
163,921
|
|
5. Provision for diminution in value of long-term investment
|
-18,296
|
-31,481
|
-20,590
|
-19,898
|
-20,140
|
|
X. Fixed assets
|
903,562
|
1,059,428
|
1,366,325
|
1,315,057
|
1,422,759
|
|
1. Tangible fixed assets
|
532,148
|
601,398
|
663,478
|
631,621
|
713,141
|
|
- Cost
|
1,179,232
|
1,318,875
|
1,475,070
|
1,519,411
|
1,702,786
|
|
- Accumulated depreciation
|
-647,084
|
-717,477
|
-811,592
|
-887,790
|
-989,645
|
|
2. Leased assets
|
0
|
0
|
|
|
|
|
- Cost
|
0
|
0
|
|
|
|
|
- Accumulated depreciation
|
0
|
0
|
|
|
|
|
3. Intangible fixed assets
|
371,414
|
458,030
|
702,847
|
683,436
|
709,618
|
|
- Cost
|
575,871
|
686,263
|
977,488
|
1,006,273
|
1,076,187
|
|
- Accumulated depreciation
|
-204,457
|
-228,233
|
-274,641
|
-322,837
|
-366,569
|
|
4. Construction in progress expense
|
0
|
0
|
|
|
|
|
XI. Investment properties
|
44,098
|
20,860
|
|
|
|
|
- Cost
|
44,295
|
21,058
|
|
|
|
|
- Accumulated amortization
|
-197
|
-198
|
|
|
|
|
XII. Other assets
|
11,804,783
|
15,934,468
|
25,414,855
|
40,128,470
|
57,808,636
|
|
1. Receivables
|
6,719,990
|
10,864,443
|
20,234,815
|
33,406,609
|
49,527,933
|
|
2. Interests and fee receivables
|
3,197,571
|
3,090,539
|
3,256,425
|
4,403,501
|
6,017,101
|
|
3. Deferred income tax assets
|
2,413
|
0
|
|
32,798
|
76,708
|
|
4. Other assets
|
1,924,402
|
2,019,202
|
1,966,875
|
2,331,870
|
2,233,415
|
|
- In which: Good will
|
22,090
|
16,327
|
10,565
|
4,799
|
|
|
5. Provision for losses on other assets
|
-39,593
|
-39,716
|
-43,260
|
-46,308
|
-46,521
|
|
TOTAL ASSETS
|
229,477,262
|
319,127,257
|
374,611,571
|
416,273,023
|
602,314,859
|
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
209,151
|
142,771
|
92,656
|
10,821,258
|
26,590
|
|
II. Deposits and borrowings from other credit institutions
|
49,793,517
|
75,175,573
|
107,242,582
|
92,653,200
|
112,086,978
|
|
1. Deposits form other credit institutions
|
26,220,754
|
38,994,467
|
59,851,704
|
49,440,640
|
62,597,686
|
|
2. Borrowings form other credit institutions
|
23,572,763
|
36,181,106
|
47,390,878
|
43,212,560
|
49,489,292
|
|
III. Depostis from customers
|
126,018,576
|
174,620,270
|
183,283,118
|
215,797,174
|
370,777,888
|
|
IV. Derivatives and other debts
|
14,262
|
215,182
|
15,550
|
226,480
|
|
|
V. Funds received from Government, international and other institutions
|
3,043,492
|
3,037,163
|
2,936,864
|
2,860,155
|
2,811,129
|
|
VI. Certificate of deposits
|
25,013,063
|
34,332,257
|
42,756,113
|
44,161,640
|
50,938,148
|
|
VII. Other liabilities
|
5,004,085
|
6,900,216
|
7,494,576
|
10,758,230
|
19,273,804
|
|
1. Intersest and fee payables
|
3,249,358
|
4,435,108
|
4,383,088
|
5,052,933
|
10,346,499
|
|
2. Deferred income tax payables
|
0
|
4,664
|
602
|
|
|
|
3. Other payables
|
1,754,727
|
2,460,444
|
3,110,886
|
5,705,297
|
8,927,305
|
|
4. Other Provisions
|
0
|
0
|
|
|
|
|
VIII. Shareholders' equity
|
19,072,572
|
22,997,133
|
30,790,112
|
36,953,538
|
44,468,859
|
|
1. Capital
|
11,693,415
|
16,211,085
|
20,195,503
|
25,426,026
|
29,198,918
|
|
- Paid-up capital
|
9,810,000
|
16,088,488
|
20,072,906
|
25,303,429
|
29,076,321
|
|
- Construction capital
|
89
|
89
|
89
|
89
|
89
|
|
- Share capital surplus
|
2,042,255
|
535,956
|
535,956
|
535,956
|
535,956
|
|
- Treasury stocks
|
-158,929
|
-413,448
|
-413,448
|
-413,448
|
-413,448
|
|
- Prefered Stocks
|
0
|
0
|
|
|
|
|
- Other equity resources
|
0
|
0
|
|
|
|
|
2. Reserves
|
1,248,389
|
1,847,081
|
2,547,465
|
3,527,727
|
4,708,243
|
|
3. Foreign exchange differences
|
0
|
0
|
|
|
|
|
4. Asset revaluation differences
|
0
|
0
|
|
|
|
|
5. Retained earning
|
6,130,768
|
4,938,967
|
6,290,473
|
7,999,785
|
10,561,698
|
|
6. Other funds and expenses
|
0
|
0
|
1,756,671
|
|
|
|
IX. Benefits of minority shareholader
|
1,308,544
|
1,706,692
|
|
2,041,348
|
1,931,463
|
|
TOTAL RESOURCES
|
229,477,262
|
319,127,257
|
374,611,571
|
416,273,023
|
602,314,859
|
