ASSETS
|
|
|
|
|
|
I. Cash and precious metals
|
2,257,255
|
2,445,611
|
2,937,994
|
2,810,044
|
3,105,355
|
II. Balances with the State Bank of Vietnam
|
7,788,112
|
11,847,980
|
11,273,345
|
41,481,638
|
26,680,270
|
III. TreasuryBill
|
0
|
|
|
|
|
IV. Placements with and loans to other credit institutions
|
44,810,934
|
55,942,644
|
49,132,317
|
96,514,863
|
101,600,254
|
1. Cash and gold deposits at other credit institutions
|
44,710,934
|
55,837,298
|
40,322,487
|
88,120,085
|
94,225,901
|
2. Loans to other credit istitutions
|
100,000
|
105,346
|
8,809,830
|
8,394,778
|
7,374,353
|
3. Provision for losses on loans to other credit institutions
|
0
|
|
|
|
|
V. Trading securities
|
12,478,102
|
11,198,067
|
1,797,822
|
18,580,932
|
21,955,775
|
1. Trading securities
|
12,478,245
|
11,200,948
|
1,797,822
|
18,580,932
|
21,955,775
|
2. Provision for diminution in value of trading securities
|
-143
|
-2,881
|
|
|
|
VI. Derivatives and other financial assets
|
0
|
|
|
110,079
|
|
VII. Loans and advances to customers
|
176,387,656
|
200,758,833
|
260,754,811
|
339,349,838
|
436,606,237
|
1. Loans and advances to customers
|
178,323,092
|
203,210,901
|
263,856,383
|
343,404,295
|
442,484,841
|
2. Provision for losses on loans and advances to customers
|
-1,935,436
|
-2,452,068
|
-3,101,572
|
-4,054,457
|
-5,878,604
|
VIII. Investment securities
|
58,236,806
|
65,513,425
|
48,789,184
|
44,092,289
|
48,751,284
|
1. Available - for - sales securities
|
30,143,484
|
43,656,434
|
35,375,058
|
31,871,688
|
31,407,524
|
2. Held - to - maturity securities
|
28,180,901
|
21,955,594
|
13,444,130
|
12,304,873
|
17,436,610
|
3. Provision for diminution in value of investment securities
|
-87,579
|
-98,603
|
-30,004
|
-84,272
|
-92,850
|
IX. Investment in other entities and long-term investments
|
153,636
|
123,831
|
144,023
|
143,781
|
857,544
|
1. Investment in subsidiaries
|
0
|
|
|
|
|
2. Investment in joint-ventures
|
0
|
|
|
|
|
3. Investment in associate cmpanies
|
0
|
|
|
|
726,080
|
4. Other long-term investment
|
185,117
|
144,421
|
163,921
|
163,921
|
146,546
|
5. Provision for diminution in value of long-term investment
|
-31,481
|
-20,590
|
-19,898
|
-20,140
|
-15,082
|
X. Fixed assets
|
1,059,428
|
1,366,325
|
1,315,057
|
1,422,759
|
1,765,927
|
1. Tangible fixed assets
|
601,398
|
663,478
|
631,621
|
713,141
|
887,455
|
- Cost
|
1,318,875
|
1,475,070
|
1,519,411
|
1,702,786
|
1,983,500
|
- Accumulated depreciation
|
-717,477
|
-811,592
|
-887,790
|
-989,645
|
-1,096,045
|
2. Leased assets
|
0
|
|
|
|
|
- Cost
|
0
|
|
|
|
|
- Accumulated depreciation
|
0
|
|
|
|
|
3. Intangible fixed assets
|
458,030
|
702,847
|
683,436
|
709,618
|
878,472
|
- Cost
|
686,263
|
977,488
|
1,006,273
|
1,076,187
|
1,291,428
|
- Accumulated depreciation
|
-228,233
|
-274,641
|
-322,837
|
-366,569
|
-412,956
|
4. Construction in progress expense
|
0
|
|
|
|
|
XI. Investment properties
|
20,860
|
|
|
|
|
- Cost
|
21,058
|
|
|
|
|
- Accumulated amortization
|
-198
|
|
|
|
|
XII. Other assets
|
15,934,468
|
25,414,855
|
40,128,470
|
57,808,636
|
55,958,160
|
1. Receivables
|
10,864,443
|
20,234,815
|
33,406,609
|
49,527,933
|
48,393,565
|
2. Interests and fee receivables
|
3,090,539
|
3,256,425
|
4,403,501
|
6,017,101
|
5,304,263
|
3. Deferred income tax assets
|
0
|
|
32,798
|
76,708
|
72,470
|
4. Other assets
|
2,019,202
|
1,966,875
|
2,331,870
|
2,233,415
|
2,234,788
|
- In which: Good will
|
16,327
|
10,565
|
4,799
|
|
|
5. Provision for losses on other assets
|
-39,716
|
-43,260
|
-46,308
|
-46,521
|
-46,926
|
TOTAL ASSETS
|
319,127,257
|
374,611,571
|
416,273,023
|
602,314,859
|
697,280,806
|
LIABILITIES AND SHAREHOLDERS' EQUITY
|
|
|
|
|
|
I. Due to Government and borrowings from the State Bank of Vietnam
|
142,771
|
92,656
|
10,821,258
|
26,590
|
15,434
|
II. Deposits and borrowings from other credit institutions
|
75,175,573
|
107,242,582
|
92,653,200
|
112,086,978
|
99,460,579
|
1. Deposits form other credit institutions
|
38,994,467
|
59,851,704
|
49,440,640
|
62,597,686
|
74,877,046
|
2. Borrowings form other credit institutions
|
36,181,106
|
47,390,878
|
43,212,560
|
49,489,292
|
24,583,533
|
III. Depostis from customers
|
174,620,270
|
183,283,118
|
215,797,174
|
370,777,888
|
437,505,165
|
IV. Derivatives and other debts
|
215,182
|
15,550
|
226,480
|
|
18,449
|
V. Funds received from Government, international and other institutions
|
3,037,163
|
2,936,864
|
2,860,155
|
2,811,129
|
2,788,443
|
VI. Certificate of deposits
|
34,332,257
|
42,756,113
|
44,161,640
|
50,938,148
|
81,349,745
|
VII. Other liabilities
|
6,900,216
|
7,494,576
|
10,758,230
|
19,273,804
|
19,485,490
|
1. Intersest and fee payables
|
4,435,108
|
4,383,088
|
5,052,933
|
10,346,499
|
8,013,166
|
2. Deferred income tax payables
|
4,664
|
602
|
|
|
|
3. Other payables
|
2,460,444
|
3,110,886
|
5,705,297
|
8,927,305
|
11,472,324
|
4. Other Provisions
|
0
|
|
|
|
|
VIII. Shareholders' equity
|
22,997,133
|
30,790,112
|
36,953,538
|
44,468,859
|
54,491,343
|
1. Capital
|
16,211,085
|
20,195,503
|
25,426,026
|
29,198,918
|
35,224,020
|
- Paid-up capital
|
16,088,488
|
20,072,906
|
25,303,429
|
29,076,321
|
35,101,423
|
- Construction capital
|
89
|
89
|
89
|
89
|
89
|
- Share capital surplus
|
535,956
|
535,956
|
535,956
|
535,956
|
535,956
|
- Treasury stocks
|
-413,448
|
-413,448
|
-413,448
|
-413,448
|
-413,448
|
- Prefered Stocks
|
0
|
|
|
|
|
- Other equity resources
|
0
|
|
|
|
|
2. Reserves
|
1,847,081
|
2,547,465
|
3,527,727
|
4,708,243
|
6,313,202
|
3. Foreign exchange differences
|
0
|
|
|
|
|
4. Asset revaluation differences
|
0
|
|
|
|
|
5. Retained earning
|
4,938,967
|
6,290,473
|
7,999,785
|
10,561,698
|
12,954,121
|
6. Other funds and expenses
|
0
|
1,756,671
|
|
|
|
IX. Benefits of minority shareholader
|
1,706,692
|
|
2,041,348
|
1,931,463
|
2,166,158
|
TOTAL RESOURCES
|
319,127,257
|
374,611,571
|
416,273,023
|
602,314,859
|
697,280,806
|