I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
1,590,083
|
1,586,214
|
1,469,077
|
1,790,483
|
2,404,049
|
- Interest expense and similar expenses paid
|
-871,040
|
-888,587
|
-986,453
|
-981,274
|
-1,375,131
|
- Cash received from services provided
|
44,031
|
37,571
|
27,761
|
38,205
|
39,004
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
11,589
|
31,531
|
39,981
|
47,797
|
33,611
|
- Other cash received
|
-834
|
2,599
|
15,015
|
2,146
|
10,250
|
- Cash received from absolved debts which were covered by risk provisions
|
76,223
|
85,341
|
103,703
|
88,477
|
189,543
|
- Cash paid to employees and administration actitivities
|
-435,315
|
-415,033
|
-516,194
|
-508,716
|
-508,083
|
- Income tax paid
|
-10,240
|
-36,261
|
-47,628
|
-40,434
|
-35,040
|
Cashflow from operating activities before changes in operating assests and working capital
|
404,497
|
403,375
|
105,262
|
436,684
|
758,203
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-400,000
|
100,000
|
-120,000
|
-330,000
|
440,000
|
- Increase/(Decrease) in trading securities and securities investment
|
1,017,114
|
297,848
|
264,966
|
-954,681
|
59,084
|
- Increase/(Decrease) in derivatives and other financial assets
|
-668
|
-5,917
|
-20,759
|
26,285
|
1,059
|
- Increase/(Decrease) in loans and advances to customers
|
-885,852
|
-890,599
|
-1,054,589
|
-2,212,087
|
-1,253,151
|
- Increase/(Decrease) in provision to compensate for damages
|
-22,558
|
-159,610
|
-13,119
|
-130,266
|
-643,153
|
- Increase/(Decrease) in other operating assets
|
-186,313
|
-41,003
|
-46,802
|
-148,773
|
-128,322
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
1,263,420
|
0
|
0
|
|
0
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
989,323
|
-1,565,614
|
689,052
|
479,284
|
228,621
|
- Increase/(Decrease) in deposits from customers
|
0
|
2,555,876
|
-118,147
|
2,393,920
|
3,057,372
|
- Increase/(Decrease) in valuapapers issued
|
0
|
0
|
0
|
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
0
|
0
|
0
|
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
0
|
0
|
0
|
|
|
- Increase/(Decrease) in other operating liabilities
|
-20,801
|
-39,048
|
30,230
|
-10,715
|
-42,646
|
- Cash paid from funds of credit institution
|
0
|
0
|
0
|
|
|
Net cash flows from operating activities
|
2,158,162
|
655,308
|
-283,906
|
-450,349
|
2,477,067
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
0
|
0
|
|
|
- Purchase of fixed assets
|
-7,266
|
-15,293
|
-65,616
|
-43,883
|
-14,562
|
- Proceeds from disposal of fix assets
|
37
|
28
|
582
|
24
|
44
|
- Payment on disposal of fixed assets
|
0
|
0
|
0
|
|
|
- Purchase of investment properties
|
0
|
0
|
0
|
|
|
- Proceeds from disposal of investment properties
|
0
|
0
|
0
|
|
|
- Payment on disposal of investment properties
|
0
|
0
|
0
|
|
|
- Investment in other entities
|
0
|
0
|
0
|
|
|
- Proceeds from disinvestment in other entities
|
0
|
0
|
0
|
|
|
- Dividends and interest received
|
1,408
|
1,408
|
106,916
|
3,488
|
7,191
|
Net cash flows from investment activities
|
-5,821
|
-13,857
|
41,882
|
-40,371
|
-7,327
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
0
|
0
|
0
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
0
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
0
|
|
|
- Dividends paid
|
0
|
0
|
0
|
|
|
- Purchase treasury shares
|
0
|
0
|
0
|
|
|
- Proceeds from reissue of treasury shares
|
0
|
0
|
0
|
|
|
Net cash flows from financing activities
|
0
|
0
|
0
|
|
|
IV. Net cash flows of the year
|
2,152,341
|
641,451
|
-242,024
|
-490,720
|
2,469,740
|
V. Cash and cash equivalents at the beginning of year
|
3,276,849
|
5,429,190
|
6,070,641
|
5,828,617
|
5,337,897
|
VI. Effect of foreign exchange differences
|
0
|
0
|
0
|
|
|
VII. Cash and cash equivalents at the end of year
|
5,429,190
|
6,070,641
|
5,828,617
|
5,337,897
|
7,807,637
|