I. Cash flows from operating activities
|
|
|
|
|
|
- Cash received from interst income and similar income
|
4,260,693
|
5,446,155
|
5,394,377
|
3,461,726
|
6,797,922
|
- Interest expense and similar expenses paid
|
-3,535,529
|
-4,248,857
|
-4,150,622
|
-4,089,618
|
-6,389,272
|
- Cash received from services provided
|
-13,144
|
16,501
|
40,815
|
72,799
|
76,586
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
13,719
|
51,355
|
129,164
|
51,703
|
416,171
|
- Other cash received
|
-71,681
|
324,639
|
113,632
|
127,388
|
160,444
|
- Cash received from absolved debts which were covered by risk provisions
|
0
|
30,612
|
136,221
|
230,377
|
38,688
|
- Cash paid to employees and administration actitivities
|
-581,397
|
-595,283
|
-636,221
|
-734,542
|
-1,617,758
|
- Income tax paid
|
-33,987
|
-76,335
|
-165,066
|
-207,606
|
-179,521
|
Cashflow from operating activities before changes in operating assests and working capital
|
38,674
|
948,787
|
862,300
|
-1,087,774
|
-696,741
|
1. Changes in operating assets
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-50,000
|
100,000
|
-75,000
|
125,000
|
-3,250,000
|
- Increase/(Decrease) in trading securities and securities investment
|
-1,346,777
|
1,865,055
|
3,628,847
|
-213,834
|
1,569,696
|
- Increase/(Decrease) in derivatives and other financial assets
|
-48,243
|
43,573
|
1,550
|
-5,611
|
9,615
|
- Increase/(Decrease) in loans and advances to customers
|
-4,707,635
|
-5,753,270
|
-6,080,189
|
-8,049,388
|
-6,550,922
|
- Increase/(Decrease) in provision to compensate for damages
|
0
|
-1,475,929
|
-161,180
|
|
|
- Increase/(Decrease) in other operating assets
|
-56,261
|
-2,712,119
|
-4,399,509
|
3,901,200
|
1,382,239
|
2. Changes in operating liabilities
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
-10,172
|
|
0
|
3,621,234
|
-3,621,234
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
-1,297,986
|
-3,249,482
|
5,030,116
|
-1,555,600
|
-7,757,392
|
- Increase/(Decrease) in deposits from customers
|
6,061,612
|
11,843,149
|
8,419,139
|
2,504,188
|
16,486,310
|
- Increase/(Decrease) in valuapapers issued
|
-432,798
|
108,290
|
524,392
|
-1,732,027
|
336,000
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-7,712
|
-6,546
|
0
|
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
|
|
0
|
|
17,041
|
- Increase/(Decrease) in other operating liabilities
|
635,106
|
105,514
|
79,035
|
160,784
|
214,797
|
- Cash paid from funds of credit institution
|
|
|
-701
|
1,236
|
-2,004
|
Net cash flows from operating activities
|
-1,222,193
|
1,817,021
|
7,828,801
|
-2,330,591
|
-1,862,594
|
II. Cash flows from investment activities
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
|
0
|
|
|
- Purchase of fixed assets
|
-18,067
|
-32,643
|
-31,023
|
-21,706
|
-67,593
|
- Proceeds from disposal of fix assets
|
0
|
20
|
68
|
196
|
67
|
- Payment on disposal of fixed assets
|
0
|
|
0
|
|
|
- Purchase of investment properties
|
-3,035
|
|
0
|
|
|
- Proceeds from disposal of investment properties
|
|
3,035
|
0
|
|
|
- Payment on disposal of investment properties
|
|
|
0
|
|
|
- Investment in other entities
|
|
|
0
|
|
|
- Proceeds from disinvestment in other entities
|
|
199,500
|
0
|
-21,100
|
52,364
|
- Dividends and interest received
|
1,165
|
47,823
|
2,649
|
13,582
|
11,098
|
Net cash flows from investment activities
|
-19,937
|
217,734
|
-28,306
|
-29,028
|
-4,065
|
III. Cash flows from financing activities
|
|
|
|
|
|
- Proceeds from share issuances
|
|
949,645
|
0
|
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
0
|
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
|
|
0
|
|
|
- Dividends paid
|
|
|
0
|
|
|
- Purchase treasury shares
|
|
|
0
|
|
|
- Proceeds from reissue of treasury shares
|
|
|
0
|
|
|
Net cash flows from financing activities
|
|
949,645
|
0
|
|
|
IV. Net cash flows of the year
|
-1,242,129
|
2,984,400
|
7,800,495
|
-2,359,619
|
-1,866,659
|
V. Cash and cash equivalents at the beginning of year
|
15,927,211
|
14,685,081
|
17,669,482
|
25,469,977
|
23,110,358
|
VI. Effect of foreign exchange differences
|
0
|
|
0
|
|
|
VII. Cash and cash equivalents at the end of year
|
14,685,081
|
17,669,482
|
25,469,977
|
23,110,358
|
21,243,699
|