|
I. Cash flows from operating activities
|
|
|
|
|
|
|
- Cash received from interst income and similar income
|
3,649,702
|
4,836,778
|
6,985,174
|
7,762,912
|
10,887,119
|
|
- Interest expense and similar expenses paid
|
-2,551,058
|
-3,201,242
|
-4,480,763
|
-5,757,121
|
-6,813,229
|
|
- Cash received from services provided
|
63,219
|
51,938
|
74,168
|
115,940
|
206,006
|
|
- Difference between cash received and cash paid from operating activities (foreign currency, gold and securities)
|
169,131
|
63,040
|
138,608
|
251,671
|
342,059
|
|
- Other cash received
|
26,589
|
-1,417
|
-13,959
|
6,363
|
-8,595
|
|
- Cash received from absolved debts which were covered by risk provisions
|
175,141
|
42,472
|
8,913
|
201,646
|
15,726
|
|
- Cash paid to employees and administration actitivities
|
-711,621
|
-942,834
|
-1,636,186
|
-1,652,621
|
-1,936,004
|
|
- Income tax paid
|
-21,667
|
-97,647
|
-179,297
|
-151,392
|
-411,221
|
|
Cashflow from operating activities before changes in operating assests and working capital
|
799,436
|
751,088
|
896,658
|
777,398
|
2,281,861
|
|
1. Changes in operating assets
|
|
|
|
|
|
|
- Increase/(Decrease) in placements with and loans to other credit institutions
|
-363,650
|
364,233
|
-159,241
|
-30,571
|
9,344
|
|
- Increase/(Decrease) in trading securities and securities investment
|
-907,700
|
1,214,069
|
1,725,972
|
-12,862,590
|
-2,871,493
|
|
- Increase/(Decrease) in derivatives and other financial assets
|
-75
|
509
|
0
|
0
|
0
|
|
- Increase/(Decrease) in loans and advances to customers
|
-12,306,249
|
-14,469,407
|
-18,343,706
|
-23,542,965
|
-9,997,712
|
|
- Increase/(Decrease) in provision to compensate for damages
|
-14,016
|
-7
|
-124,749
|
-491,003
|
-97,723
|
|
- Increase/(Decrease) in other operating assets
|
3,332,084
|
-57,220
|
153,021
|
-246,962
|
36,465
|
|
2. Changes in operating liabilities
|
|
|
|
|
|
|
- Increase/(Decrease) in borrowings from the government and State Bank of Vietnam
|
320,515
|
-321,698
|
-258
|
-258
|
-258
|
|
- Increase/(Decrease) in placements and borrowings from other credit institutions
|
3,156,873
|
4,677,724
|
-581,380
|
7,366,639
|
-3,469,599
|
|
- Increase/(Decrease) in deposits from customers
|
5,780,460
|
14,326,530
|
16,557,105
|
27,509,819
|
17,065,357
|
|
- Increase/(Decrease) in valuapapers issued
|
1,857,863
|
713,610
|
1,806,400
|
2,545,190
|
3,402,790
|
|
- Increase/Decrease in trusted funds which the bank has to incur credit risk
|
-6,775
|
114,875
|
581,287
|
853
|
-7,744
|
|
- Increase/(Decrease) in derivatives and funds received from other institutions
|
0
|
0
|
4,718
|
-237,634
|
-2,459
|
|
- Increase/(Decrease) in other operating liabilities
|
-31,231
|
8,635
|
56,328
|
148,754
|
344,548
|
|
- Cash paid from funds of credit institution
|
0
|
0
|
0
|
0
|
0
|
|
Net cash flows from operating activities
|
1,617,535
|
7,322,941
|
2,572,155
|
936,670
|
6,693,377
|
|
II. Cash flows from investment activities
|
|
|
|
|
|
|
- Money decrease due to selling sub-company
|
0
|
0
|
0
|
0
|
0
|
|
- Purchase of fixed assets
|
-74,798
|
-101,843
|
-144,900
|
-355,738
|
-96,896
|
|
- Proceeds from disposal of fix assets
|
115,579
|
1,692
|
11,719
|
31,303
|
1,155
|
|
- Payment on disposal of fixed assets
|
0
|
0
|
0
|
0
|
0
|
|
- Purchase of investment properties
|
-56,616
|
-102
|
-49,913
|
0
|
0
|
|
- Proceeds from disposal of investment properties
|
4,409
|
38,458
|
21,496
|
25,018
|
18,621
|
|
- Payment on disposal of investment properties
|
0
|
0
|
0
|
0
|
0
|
|
- Investment in other entities
|
0
|
0
|
0
|
0
|
-10,520
|
|
- Proceeds from disinvestment in other entities
|
0
|
0
|
2,000
|
0
|
0
|
|
- Dividends and interest received
|
193
|
2,057
|
987
|
63
|
151
|
|
Net cash flows from investment activities
|
-11,233
|
-59,738
|
-158,611
|
-299,354
|
-87,489
|
|
III. Cash flows from financing activities
|
|
|
|
|
|
|
- Proceeds from share issuances
|
0
|
12
|
14
|
843,132
|
0
|
|
- Capital form issuances of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
0
|
0
|
0
|
|
- Repayment of long-term bonds which are considered as the tier 2 and long-term debts
|
0
|
0
|
0
|
0
|
0
|
|
- Dividends paid
|
-665
|
-844
|
-146
|
-656
|
-540
|
|
- Purchase treasury shares
|
0
|
0
|
0
|
0
|
0
|
|
- Proceeds from reissue of treasury shares
|
0
|
0
|
0
|
0
|
0
|
|
Net cash flows from financing activities
|
-665
|
-832
|
-132
|
842,476
|
-540
|
|
IV. Net cash flows of the year
|
1,605,637
|
7,262,371
|
2,413,412
|
1,479,792
|
6,605,348
|
|
V. Cash and cash equivalents at the beginning of year
|
4,306,715
|
5,912,352
|
13,174,723
|
15,588,135
|
17,067,927
|
|
VI. Effect of foreign exchange differences
|
0
|
0
|
0
|
0
|
0
|
|
VII. Cash and cash equivalents at the end of year
|
5,912,352
|
13,174,723
|
15,588,135
|
17,067,927
|
23,673,275
|
