Unit: 1.000.000đ
  2019 2020 2021 2022 2023
Interest and similar income 27,792,016 31,633,614 35,600,492 41,154,314 58,002,523
Interest and similar expenses -19,901,902 -21,668,534 -19,968,715 -23,625,306 -38,273,396
Net interest income 7,890,114 9,965,080 15,631,777 17,529,008 19,729,127
Fee and commission income 883,481 740,478 908,741 1,232,500 888,560
Fee and commision expenses -189,776 -226,451 -323,112 -350,974 -364,801
Net fee and commission income 693,705 514,027 585,629 881,526 523,759
Net gain from dealing in foreign curriencies and gold 156,272 191,933 143,539 116,285 282,213
Net gain from trading of trading securities 0 0 0 794
Net gain from disposal of investment securities 470,832 1,306,405 944,363 144,377 74,113
Other incomes 328,395 309,026 1,107,070 815,653 513,305
Other expenses -136,366 -54,866 -248,640 -120,137 -72,366
Net other income 192,029 254,160 858,430 695,516 440,939
Income from investment in other entities 2,334 3,070 19,342 4,226 640,230
General and administration expenses -3,959,069 -4,288,003 -4,403,982 -4,382,812 -5,035,013
Operating profit before provision for credit losses 5,446,217 7,946,672 13,779,098 14,988,126 16,656,162
Provision for credit losses -2,369,276 -4,534,245 -7,554,865 -5,329,477 -7,411,647
Profit before tax 3,076,941 3,412,427 6,224,233 9,658,649 9,244,515
Business income tax - current -618,544 -655,365 -1,242,600 -1,953,004 -1,774,105
Business income tax - deferred 0 -29,907 0 0 0
Business income tax -618,544 -685,272 -1,242,600 -1,953,004 -1,774,105
Net profit after tax 2,458,397 2,727,155 4,981,633 7,705,645 7,470,410
Benefits of minority shareholader 0 0 0
Profit after corporate income taxes 2,458,397 2,727,155 4,981,633 7,705,645 7,470,410
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Basic EPS
Diluted EPS