Saigon - Hanoi Commercial Joint Stock Bank is a Vietnam-based financial institution. The Bank is engaged in commercial banking business for individual and corporate clients. Its products for individual clients include personal loans, such as home mortgage loans, home improvement loans, mortgage swap, education loans for studying abroad, car loans and loan guarantees, as well as individual deposits, such as current accounts, savings accounts, time deposits, on-call deposits and deposit certificates. Its products for corporate clients comprise current accounts, business savings accounts, time deposits, trade financing, documentary discounting, corporate loans, payment guarantees and remittances.

Business sector

  • Mobilizing short-term, medium-term, long-term capital of all economic sectors and the people under the form of non-term deposits and term deposit; Issuing Bill of Exchange under the allowance of State Bank of Vietnam;
  • Receiving mandated investment and development capital of organizations and individuals domestic and international under the allowance of State Bank of Vietnam;
  • Lending capital from State Bank and other credit organizations;
  • Loaning short-term, medium-term, long-term to regional organizations and individuals depending on characteristics and capacity of capital resource;
  • Discount commercial papers, bonds and other valuable documents;
  • Contributing in an investment and joint venture under the allowance of existing laws;
  • Carrying out the payments between customers;
  • Implementing the foreign exchange activities according to Decree No.1946/QD-NHNN of Governor of State Bank of Vietnam on 09/10/2009;
  • Trading in gold and securities;
  • Factoring business
  • Insurance agency


Date of incorporation 13/11/1993
Certificate of registration number 1800278630
Date of issue 19/07/2023
Capital 36,193,981,130,000
Tax Code 1800278630
Sectors & Industries Banks > Banks

  • Saigon – Hanoi Joint Stock Commercial Bank (SHB) was originally named as NhonAi Rural Joint Stock Commercial Bank which was established in 1993 according to license No.0041/NH/GP dated Nov 13, 1993 issued by Governor of State Bank of Vietnam  and officially went into operation on Dec 12, 1993.
  • The chartered capital of SHB in 2006 was VND 301.929.000.000 VND. SHB had a wide business network spreading over Can Tho City area and a part of Hau Giang province.
  • On Jan 20, 2006, the Governor of State Bank of Vietnam signed Decree No. 93/QD-NHNN about accepting the transformation of SHB operation model , from a rural joint stock commercial bank to a joint stock commercial bank.  
  • On Apr 20, 2009, the company’s shares were officially listed on the Ha Noi Stock Exchange.
  • According to its change in business registration certificate in Dec 2012, its new charter capital is  VND8,865,795,470,000. Factoring business and insurance agency were added to its business lines.
  • On Aug 06, 2015, its charter capital was adjusted to VND 9.485.944.610.000.

Listing information

Date of listing 19/07/2023
Stock exchange HOSTC
Par Value 10,000
Initial Listing Price 14,400
Listing Volume 3,619,398,113
Total Listing Value 36,193,981,130,000

Management team

Đỗ Quang Hiển Chairman of the Board of Directors
Đỗ Đức Hải Vice-chairman of the Board
Đỗ Quang Vinh Vice-chairman of the Board
Ngô Thu Hà Members of the Board
Phạm Viết Dần Members of the Board
Đỗ Văn Sinh Members of the Board
Thái Quốc Minh Members of the Board
Haroon Anwar Sheikh Members of the Board
Phạm Hòa Bình Board of internal controllers
Vũ Xuân Thủy Sơn Member of the Board of Internal controllers
Lê Thanh Cẩm Member of the Board of Internal controllers
Ngô Thu Hà Chief of Executive Officer
Lưu Danh Đức Deputy CEO
Đỗ Đức Hải Deputy CEO
Lê Đăng Khoa Deputy CEO
Ninh Thị Lan Phương Deputy CEO
Nguyễn Huy Tài Deputy CEO
Đỗ Quang Vinh Deputy CEO
Hoàng Thị Mai Thảo Deputy General Director of Business
Ngô Thị Vân Chief Accountant
Nguyễn Văn Lê Representative Spokesman